4531 Costa de Oro, Oxnard, CA 93035 Property Records

Ventura County property record for 4531 Costa de Oro, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,402 sqft · built 1976
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,090,000 (Jun 2018)
Tax Bill	$15,771 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-093-355`

Property Details

APN / Parcel Number

Primary APN	`188-0-093-355`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,800 sqft (0.064 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Deck Area	416 sqft
Patio Area	832 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4531 COSTA DE ORO
City	OXNARD
State	CA
Zip	93035-3741
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202603 LOT: 19 REF: 060MR 080
Legal Subdivision	TRACT 2026 3
Legal Tract	202603
Legal Block	93
Legal Lot Number	19
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1006
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21607 PARVIN DR, SANTA CLARITA, CA 91350-3038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF HOPE
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit MEDIA CITY CU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 1, 2021	Intrafamily Transfer, Transfer
Jul 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	201864424
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000020316
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21607 PARVIN DR, SANTA CLARITA, CA 91350-3038

Mortgage

Document Number	0000002391
Date	Jan 14, 2026
Instrument	2026000002391

Lender

Name	BANK OF HOPE
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006913
Date	Feb 6, 2023
Instrument	2023000006913

Lender

Name	MEDIA CITY CU
Type	Credit Union
Address	BURBANK, CA 91506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21607 FARVIN DRIVE, SANTA CLARITA, CA 91350

Mortgage

Document Number	0000074926
Date	Apr 13, 2021
Instrument	20210413-00074926

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 1, 2021
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Document Number	0000020316
Map Reference	MB 60 PG 80
Instrument Date	Jan 14, 2021
Instrument	20210201-00020316
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4521 COSTA DE ORO, OXNARD, CA 93035-3741

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jul 17, 2020
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Document Number	0000103768
Map Reference	MB 60 PG 80-85
Instrument Date	Jul 14, 2020
Instrument	20200717-00103768
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21607 PARVIN DR, SANTA CLARITA, CA 91350-3038

Mortgage

Document Number	0000103769
Date	Jul 17, 2020
Instrument	20200717-00103769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 6, 2018
Property Address	4531 COSTA DE ORO, OXNARD, CA 93035-3741
Document Number	0000064424
Map Reference	MB60 PG80-85
Instrument Date	Jun 5, 2018
Instrument	20180606-00064424
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27240 TRENTON PL, VALENCIA, CA 91354-2134

Mortgage

Document Number	0000064425
Date	Jun 6, 2018
Instrument	20180606-00064425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,265,033 (+2%) Land $822,274 Building $442,759
2025	$15,771.00 (+2.15%)	$1,240,229 (+4.04%) Land $806,151 Building $434,078
2024	$15,439.00 (+3.69%)
2023	$14,890.00 (+3.02%)	$1,192,070 Land $774,847 Building $417,223
2022	$14,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

Nearby Properties on Costa de Oro

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures