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4515 Costa de Oro, Oxnard, CA 93035 Property Records

Ventura County property record for 4515 Costa de Oro, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,376 sqft · built 1976
Lot Size0.076 acres (3,300 sqft)
OwnerCompany Name on File
Last Sale$1,093,500 (Apr 2021)
Tax Bill$15,253 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2021 Sale
Flood ZoneZone X (moderate risk)
APN188-0-093-385

Property Details

APN / Parcel Number

Primary APN188-0-093-385

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area3,300 sqft (0.076 acres)
Garage Area454 sqft
Parking Spaces2 Parking Spaces
Deck Area762 sqft
Patio Area1,524 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4515 COSTA DE ORO
CityOXNARD
StateCA
Zip93035-3741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 202603 LOT: 16 REF: 060MR 080
Legal SubdivisionTRACT NO 2026 3
Legal Tract202603
Legal Block93
Legal Lot Number16
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1006
Census Tract3616

Owner

Source: Ventura County records · APN 188-0-093-385

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4246 COUNTRY CLUB DR, BAKERSFIELD, CA 93306-3702
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 02, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2021 · Amount on Record
Deed SaleApr 02, 2021 · Amount on Record
Deed Document Number202169280
Last Transfer DateAug 23, 2021
Transfer Doc0000174414
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateSep 21, 2021
Property Address4515 COSTA DE ORO, OXNARD, CA 93035-3741
Document Number0000174414
Map ReferenceMB 60 PG 80
Instrument DateAug 23, 2021
Instrument20210921-00174414
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyBOSTON NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 COSTA DE ORO, OXNARD, CA 93035-3741

Mortgage

Document Number0000174415
DateSep 21, 2021
Instrument20210921-00174415
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateApr 02, 2021
Property Address4515 COSTA DE ORO, OXNARD, CA 93035-3741
Document Number0000069280
Map ReferenceMB 60 PG 80
Instrument DateMar 24, 2021
Instrument20210402-00069280
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 STOCKDALE HWY STE 200, 200, BAKERSFIELD, CA 93309-2636

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,207,099 (+2%) Land $784,449 Building $422,650
2025$15,253.00 (+2.12%)$1,183,431 (+4.04%) Land $769,068 Building $414,363
2024$14,936.00 (+3.64%)
2023$14,412.00 (-34.63%)$1,137,478 Land $739,204 Building $398,274
2022$22,048.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 594 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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