4531 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4531 Cooke St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,869 sqft · built 1921
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2018)
Tax Bill	$4,416 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3030-00790`

Property Details

APN / Parcel Number

Primary APN	`010-3030-00790`
Alternative APN	`1062487`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,869 sqft Gross Area
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,003 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	54 sqft
Deck Area	54 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1062487
Street Address	4531 COOKE ST
City	DULUTH
State	MN
Zip	55804-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:074 SERIAL #
Legal Subdivision	LONDON ADDITION TO DULUTH
Legal Block	74
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-00790

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4531 COOKE ST, DULUTH, MN 55804-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Nov 27, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	20181345442
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0000977308
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4531 COOKE ST, DULUTH, MN 55804-2346
Document Number	00A1371440
Instrument Date	Dec 05, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4531 COOKE ST DULUTH MN 558042346, DULUTH, MN 55804-2346

Mortgage

Document Number	00A1371440
Date	Jan 14, 2020
Instrument	A1371440

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 27, 2018
Property Address	4531 COOKE ST, DULUTH, MN 55804-2346
Document Number	00A1345442
Instrument Date	Nov 16, 2018
Instrument	A1345442
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 COOKE ST DULUTH MN 558042346, DULUTH, MN 55804-2346

Mortgage

Document Number	1345443
Date	Nov 27, 2018
Instrument	1345443

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,416.00 (+7.24%) Homeowner's exemption
2025	$4,118.00 (+4.31%) Homeowner's exemption	$336,100 (+6.36%) Land $47,900 Building $288,200	$336,100 (+6.36%) Land $47,900 Building $288,200
2024	$3,948.00	$316,000 (+19.25%) Land $46,200 Building $269,800	$316,000 (+19.25%) Land $46,200 Building $269,800
2022		$265,000 Land $35,600 Building $229,400	$265,000 Land $35,600 Building $229,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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