4521 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4521 Cooke St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1911
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2022)
Tax Bill	$6,670 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3030-00810`

Property Details

APN / Parcel Number

Primary APN	`010-3030-00810`
Alternative APNs	`1080629` `1138567`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,768 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,003 sqft (0.16 acres)
Garage Area	384 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	258 sqft
Deck Area	224 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1138567
Street Address	4521 COOKE ST
City	DULUTH
State	MN
Zip	55804-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:074 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	74
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-00810

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4521 COOKE ST, DULUTH, MN 55804-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit WESTERN NATIONAL BANK
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERN NATIONAL BANK
Jan 21, 2022	Warranty Deed, Transfer · Construction Mortgage WESTERN NATIONAL BANK
Jan 21, 2022	Intrafamily Transfer, Transfer
Feb 28, 2017	Deed with Mortgage, Transfer PHILIP & KATHERINE LEDOUX

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20221454111
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	0001298497
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 23, 2026
Property Address	4521 COOKE ST, DULUTH, MN 55804-2346
Document Number	0001534669
Instrument Date	Jun 04, 2026
Instrument	20261534669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4521 COOKE ST, DULUTH, MN 55804-2346
Investor	Possibly a Property Investor

Mortgage

Document Number	0001534669,
Date	Jun 23, 2026
Instrument	20261534669

Lender

Name	WESTERN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 20, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2022
Property Address	4521 COOKE ST, DULUTH, MN 55804-2346
Document Number	0001454111
Instrument Date	Oct 03, 2022
Instrument	1454111
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4521 COOKE ST, DULUTH, MN 55804-2346

Mortgage

Document Number	0001454112
Date	Oct 13, 2022
Instrument	1454112

Lender

Name	WESTERN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2022
Property Address	4521 COOKE ST, DULUTH, MN 55804-2346
Document Number	0001435713
Instrument Date	Jan 06, 2022
Instrument	1435713
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$534.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 VERMILION RD, DULUTH, MN 55803-2338

Mortgage

Document Number	0001435908
Date	Jan 24, 2022
Instrument	1435908

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2023

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2022
Property Address	4521 COOKE ST, DULUTH, MN 55804-2346
Document Number	0001435712
Instrument Date	Jan 06, 2022
Instrument	1435712
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 AMUNDSON DR, STILLWATER, MN 55082-4146

February 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Feb 28, 2017
Property Address	4521 COOKE ST, DULUTH, MN 55804-2346
Instrument Date	Feb 23, 2017
Instrument	A1304961
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 COOKE ST DULUTH MN 558042346, DULUTH, MN 55804-2346

Mortgage

Document Number	00A1304961
Date	Feb 28, 2017
Instrument	A1304961

Lender

Name	PHILIP & KATHERINE LEDOUX
Address	1020 AMUNDSON DR, STILLWATER, MN 55082-4146
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 27, 2019

Interest

Rate	6%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,670.00 (+6.96%)
2025	$6,236.00 (+3.79%)	$484,500 (+6.51%) Land $47,900 Building $436,600	$484,500 (+6.51%) Land $47,900 Building $436,600
2024	$6,008.00	$454,900 (+139.04%) Land $46,200 Building $408,700	$454,900 (+139.04%) Land $46,200 Building $408,700
2022		$190,300 Land $35,600 Building $154,700	$190,300 Land $35,600 Building $154,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cooke St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures