James City County property record for 4531 Cloverleaf Ln, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,504 sqft · built 1994 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,025 (2019) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-3 03-0-0007-C |
| Primary APN | 14-3 03-0-0007-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 4,504 sqft Living Area |
| Gross Area | 7,072 sqft |
| Basement Area | 2,568 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Material | Fiberglass |
| Lot Area | 69,260 sqft (1.59 acres) |
| Porch | Open Porch |
| Porch Area | 632 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 7339 |
|---|---|
| Street Address | 4531 CLOVERLEAF LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL AGRICULTURE |
| Legal Description | P-C L-7 BANKS ESTATE |
| Legal Subdivision | WESTBANK FARMS |
| Legal Lot Number | 7 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 80402 |
Source: James City County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4531 CLOVERLEAF LN, WILLIAMSBURG, VA 23188-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 1988 |
| Deed Sale | Oct 12, 1988 |
| Deed Document Number | 0000411438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4531 CLOVERLEAF LN, WILLIAMSBURG, VA 23188-7123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0210022950 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 210022950 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537,200 (+31.44%) Land $73,800 Building $463,400 | $537,200 (+31.44%) Land $73,800 Building $463,400 | |
| 2023 | $408,700 Land $73,800 Building $334,900 | $408,700 Land $73,800 Building $334,900 | |
| 2019 | $3,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2022–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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