4527 Cloverleaf Ln, Williamsburg, VA 23188 Property Records

James City County property record for 4527 Cloverleaf Ln, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 1985
Lot Size2.16 acres (94,090 sqft)
Owner2 Individuals on Record
Tax Bill$3,051 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-3 03-0-0006-A

Property Details

APN / Parcel Number

Primary APN14-3 03-0-0006-A
Alternative APN
  • 11895

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,796 sqft Living Area

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area94,090 sqft (2.16 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area204 sqft
Deck Area264 sqft
Patio Area264 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number11895
Street Address4527 CLOVERLEAF LN
CityWILLIAMSBURG
StateVA
Zip23188-7123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL AGRICULTURE
Legal DescriptionL-2 BRANTLEY SUBDIVISION
Legal SubdivisionBRANTLEY SUBDIVISION
Legal Lot Number2
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group4
Census Block4003
Census Tract80402

Owner

Source: James City County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address4527 CLOVERLEAF LN, WILLIAMSBURG, VA 23188-7123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2005
Deed SaleNov 22, 2005
Deed Document Number50027821
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4527 CLOVERLEAF LN, WILLIAMSBURG, VA 23188-7123
Document Number0000006458
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4527 CLOVERLEAF LN WILLIAMSBURG VA 231887123, WILLIAMSBURG, VA 23188-7123

Mortgage

Document Number0000006458
DateMar 27, 2017
Instrument6458
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,051.00 (+6.42%)$367,600 (+3.03%) Land $73,800 Building $293,800$367,600 (+3.03%) Land $73,800 Building $293,800
2024$2,867.00 (-3.17%)
2023$2,961.00$356,800 Land $73,800 Building $283,000$356,800 Land $73,800 Building $283,000
2022$2,961.00 (+17.92%)
2019$2,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2022–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cloverleaf Ln

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