Riverside County property record for 45303 Esmerado Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,502 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2026) |
| Tax Bill | $6,788 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-303-008 |
| Primary APN | 918-303-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45303 ESMERADO CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-6072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .18 ACRES IN LOT 84 MB 154/007 TR 19872-1 |
| Legal Subdivision | TRACT NO 19872 1 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 84 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County assessment roll, as of August 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 W LINCOLN AVE, 87, ESCONDIDO, CA 92026-2454 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 1, 2026 | Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 1, 2021 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| May 1, 2017 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 202698251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 45303 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000098251 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 202698251 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Document Number | 0000098252, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202698252 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 1, 2021 |
| Property Address | 45303 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000400438 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021-0400438 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45303 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000400439 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-0400439 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 1, 2017 |
| Property Address | 45303 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000172756 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 2017-0172756 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45303 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000172757 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017-0172757 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Riverside County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,788.00 (+1.53%) | $578,357 (+4.04%) Land $116,732 Building $461,625 | |
| 2024 | $6,686.00 (+0.88%) | ||
| 2023 | $6,628.00 (+2.25%) | $555,900 Land $112,200 Building $443,700 | |
| 2022 | $6,482.00 | ||
| 2021 | $480,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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