45295 Esmerado Ct, Temecula, CA 92592 Property Records

Riverside County property record for 45295 Esmerado Ct, Temecula, CA 92592 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,452 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$354,000 (2017)
Tax Bill$5,033.00 (2025)

Owner

Source: Riverside County records · APN 918-303-010

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address45295 ESMERADO CT, TEMECULA, CA 92592-6071
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 08, 2021Intrafamily Transfer, Transfer
Jun 16, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Prior SaleApr 29, 2004 · Amount on Record
Deed Doc Number2017243483
Last Transfer DateApr 08, 2021
Transfer Doc0000221967
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45295 ESMERADO CT, TEMECULA, CA 92592-6071
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address45295 ESMERADO CT, TEMECULA, CA 92592-6071

Mortgage

Document Number0000042202
DateFeb 15, 2024
Instrument2024-0042202
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term332 Months
DueOct 01, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45295 ESMERADO CT, TEMECULA, CA 92592-6071
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address45295 ESMERADO CT, TEMECULA, CA 92592-6071

Mortgage

Document Number0000424118
DateOct 11, 2022
Instrument2022-0424118
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueOct 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateApr 08, 2021
Property Address45295 ESMERADO CT, TEMECULA, CA 92592-6071
Document Number0000221967
Map ReferenceMB 154 PG 7-12
Instrument DateApr 08, 2021
Instrument2021-0221967
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address514 VIA DE LA VALLE, SOLANA BEACH, CA 92075-2750
InvestorPossibly a Property Investor

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 16, 2017
Property Address45295 ESMERADO CT, TEMECULA, CA 92592-6071
Document Number0000243483
Map ReferenceMB 154 PG 7-12
Instrument DateApr 19, 2017
Instrument2017-0243483
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45295 ESMERADO CT, TEMECULA, CA 92592-6071

Mortgage

Document Number0000243484
DateJun 16, 2017
Instrument2017-0243484
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,033.00 (+2.4%)$410,840 (+4.04%) Land $104,449 Building $306,391
2023$4,915.00 (+2.35%)$394,889 Land $100,394 Building $294,495
2022$4,802.00
2021$451,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 87% of the US · above 67% of California
Wildfire LikelihoodAbout 1 in 112 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN918-303-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,452 sqft Living Area
Gross Area1,872 sqft Gross Area
1st Floor1,452 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address45295 ESMERADO CT
CityTEMECULA
StateCA
Zip92592-6071
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.20 ACRES IN LOT 86 MB 154/007 TR 19872-1
Legal SubdivisionTRACT NO 19872 1
Legal Tract19872-1
Legal Lot Number86
JurisdictionRIVERSIDE CA
Minor Civil DivisionMURRIETA
Census Blockgroup3
Census Block3007
Census Tract43254

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