4459 SE Bayshore Ter, Stuart, FL 34997 Property Records

Martin County property record for 4459 SE Bayshore Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,847 sqft · built 2017
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$1,141,500 (Oct 2024)
Tax Bill$13,301 (2025)
Deeds & MortgagesOct 2023 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN48-38-41-001-000-0057.0-2-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-001-000-0057.0-2-0000
Alternative APNs
  • 48-38-41-001-000-00570-2
  • 38443

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,847 sqft Living Area
Gross Area3,582 sqft
1st Floor Area2,847 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch
Porch Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38443
Street Address4459 SE BAYSHORE TER
CitySTUART
StateFL
Zip34997-6900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAY SHORE VILLAGE LOT 57 & N1/2 OF LOT 58 OR 341/2483
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionBAY SHORE VILLAGE
Legal Block1
Legal Lot Number57,58
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1005
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4459 SE BAYSHORE TER, STUART, FL 34997-6900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2024 · Amount on File
Deed SaleOct 4, 2024 · Amount on File
Prior SaleAug 31, 2020 · Amount on File
Deed Document Number20243093979
Deed Book / Page3461 / 1516
Prior Transfer DateNov 12, 2015
Prior Transfer Doc0028181546
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4459 SE BAYSHORE TER, STUART, FL 34997-6900
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4459 SE BAYSHORE TER, STUART, FL 34997-6900

Mortgage

Document Number0034030978
DateOct 25, 2023
Book Page3403/978
Instrument3041762
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 31, 2020
Property Address4459 SE BAYSHORE TER, STUART, FL 34997-6900
Document Number0031541789
Book / Page003154 / 001789
Instrument DateAug 27, 2020
Instrument2835131
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$5,425.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4459 SE BAYSHORE TER STUART FL 349976900, STUART, FL 34997-6900

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,301.00 (+33.28%)$856,684 (+41.81%)$1,048,610 (+4.44%) Land $337,500 Building $711,110
2024$9,980.00 (+1.75%)
2023$9,808.00 (+3.45%) Additional exemption filed$604,109 (+3%)$1,003,990 (+15.69%) Land $337,500 Building $666,490
2022$9,481.00 Homeowner's exemption$586,514$867,840 Land $354,380 Building $513,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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