4530 Ponds Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 4530 Ponds Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2017)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-79-18`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-79-18`
Alternative APNs	`23-35-23-JM-00079.0-0018.00` `2309909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309909
Street Address	4530 PONDS DR
City	COCOA
State	FL
Zip	32927-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 18 BLK 79
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	79
Legal Lot Number	18
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2020
Census Tract	62108

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4530 PONDS DR, COCOA, FL 32927-3544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	2017256190
Prior Transfer Date	Mar 22, 1999
Prior Transfer Doc	3990002769
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 8, 2017
Property Address	4530 PONDS DR, COCOA, FL 32927-3544
Document Number	0080450310
Book / Page	008045 / 000310
Instrument Date	Nov 30, 2017
Instrument	256190
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	BELLA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 PONDS DR COCOA FL 329273544, COCOA, FL 32927-3544

Mortgage

Document Number	80450311
Date	Dec 8, 2017
Book Page	008045/000311
Instrument	256191

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Mortgage

Document Number	80450328,
Date	Dec 8, 2017
Book Page	008045/000328
Instrument	256192

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,100 (+2.7%)	$196,550 (+1.52%)
2025	$1,807.00 (+11%) Homeowner's exemption	$128,630 (+5.98%)	$193,610 (-0.03%) Land $55,000 Building $138,610
2023	$1,628.00 (+7.25%) Homeowner's exemption	$121,370 (+3%)	$193,670 (+4.85%) Land $52,000 Building $141,670
2022	$1,518.00 Homeowner's exemption	$117,840	$184,720 Land $46,000 Building $138,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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