4480 Ponds Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 4480 Ponds Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-35-23-JM-71-21`

Property Details

APN / Parcel Number

Primary APN	`23-35-23-JM-71-21`
Alternative APNs	`23-35-23-JM-00071.0-0021.00` `2309661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,774 sqft
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	324 sqft
Porch	Florida Room
Porch Area	428 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2309661
Street Address	4480 PONDS DR
City	COCOA
State	FL
Zip	32927-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 3 LOT 21 BLK 71
Legal Range	35E
Legal Township	23S
Legal Section	23
Legal Subdivision	PORT ST JOHN UNIT 3
Legal Block	71
Legal Lot Number	21
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2019
Census Tract	62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4480 PONDS DR, COCOA, FL 32927-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Jul 20, 2020	Warranty Deed, Transfer ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2020154405
Deed Book / Page	8800 / 636
Prior Transfer Date	Feb 20, 2008
Prior Transfer Doc	0058454448
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4480 PONDS DR, COCOA, FL 32927-3542
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 PONDS DR, COCOA, FL 32927-3542

Mortgage

Document Number	0090230188
Date	Feb 19, 2021
Book Page	9023/188
Instrument	2021042678

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	166 Months
Due	Dec 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 20, 2020
Property Address	4480 PONDS DR, COCOA, FL 32927-3542
Document Number	0088000636
Book / Page	008800 / 000636
Instrument Date	Jul 17, 2020
Instrument	154405
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4480 PONDS DR COCOA FL 329273542, COCOA, FL 32927-3542

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,490 (+1.4%)	$235,490 (+1.4%)
2025	$3,120.00 (+1.73%) Homeowner's exemption	$232,250 (+0.64%)	$232,250 (+0.64%)
2024	$3,067.00 (-7%)
2023	$3,298.00 (+10.3%)	$230,770 (+5.01%) Land $52,000 Building $178,770	$230,770 (+5.01%) Land $52,000 Building $178,770
2022	$2,990.00	$219,750 Land $46,000 Building $173,750	$219,750 Land $46,000 Building $173,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ponds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures