4530 N River Rd, Oregon, IL 61061 Property Records

Ogle County property record for 4530 N River Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 2009
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2017)
Tax Bill	$6,650 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-15-200-018`

Property Details

APN / Parcel Number

Primary APN	`09-15-200-018`

Interior

Stories	1 Story
Building Area	1,816 sqft Living Area
Basement Area	1,816 sqft
Unfinished Basement	1,816 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	56,192 sqft (1.29 acres)

Location & Zoning

Street Address	4530 N RIVER RD
City	OREGON
State	IL
Zip	61061-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:24 SECT/LOT:15 PT N2 SEC W RIVER RD S LN N2
Legal Range	10
Legal Township	24
Legal Section	15
Legal Block	10
Legal Lot Number	15
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	1
Census Block	1032
Census Tract	961700

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 N RIVER RD, OREGON, IL 61061-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Aug 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	20174433
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	4530 N RIVER RD, OREGON, IL 61061-9480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002961
Date	May 15, 2020
Instrument	202002961

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Aug 1, 2017
Property Address	4530 N RIVER RD, OREGON, IL 61061-9480
Document Number	0000004433
Instrument Date	Jul 25, 2017
Instrument	201704433
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 N RIVER RD, OREGON, IL 61061-9480

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,650.00 (+24.91%)	$102,536 (+18.96%) Land $10,295 Building $92,241	$307,608 (+18.96%) Land $30,885 Building $276,723
2023		$86,193 Land $8,654 Building $77,539	$258,579 Land $25,962 Building $232,617
2022	$5,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: AaroBand.

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