4318 N River Rd, Oregon, IL 61061 Property Records

Ogle County property record for 4318 N River Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Jan 2020)
Tax Bill	$5,673 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-15-401-007`

Property Details

APN / Parcel Number

Primary APN	`09-15-401-007`

Exterior

Lot Area	69,260 sqft (1.59 acres)

Location & Zoning

Street Address	4318 N RIVER RD
City	OREGON
State	IL
Zip	61061-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM SW COR NW4 SE4 SEC 15, THENCE E664.42, THENCE N314.27, TO POB, THENCE SW117.63, SW575.24, SW158.97, NW100, NE149.12, NE499, N287.48, E154.11, S285.73 TO POB SEC 15-24-10 1.59AC
Legal Range	10
Legal Township	24
Legal Section	15
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	1
Census Block	1032
Census Tract	961700

Owner

4318 N River Rd is owned and occupied by an individual who bought it in January 2020.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4318 N RIVER RD, OREGON, IL 61061-9478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Document Number	2020279
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 14, 2020
Property Address	4318 N RIVER RD, OREGON, IL 61061-9478
Document Number	0000000279
Instrument Date	Jan 6, 2020
Instrument	279
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 N 11TH ST ROCHELLE IL 610681315, ROCHELLE, IL 61068-1315

Mortgage

Document Number	280
Date	Jan 14, 2020
Instrument	280

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068-0355

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4318 N River Rd was $5,673.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,673.00	$88,342 Land $12,034 Building $76,308	$265,026 Land $36,102 Building $228,924
2023		$74,261 Land $10,116 Building $64,145	$222,783 Land $30,348 Building $192,435
2022	$4,529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4318 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 N River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: AaroBand.

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