St. Louis County property record for 4530 London Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 4,056 sqft · built 1915 |
| Lot Size | 0.616 acres (26,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,745,800 (Sep 2025) |
| Tax Bill | $23,016 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-00160 |
| Primary APN | 010-2960-00160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,056 sqft Gross Area |
| 1st Floor Area | 2,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 26,842 sqft (0.616 acres) |
| Garage Area | 1,132 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 153 sqft |
| Deck Area | 184 sqft |
| Cabin | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1188466 |
|---|---|
| Street Address | 4530 LONDON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 85 FT LOT 4 BLOCK B SERIAL # |
| Legal Subdivision | LONDON ADDITION |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2960-00160
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4110 SUNNYSIDE RD, MINNEAPOLIS, MN 55424-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 06, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jun 07, 2018 | Grant Deed, Transfer NORTH SHORE BK/COMMERCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2018 · Amount on Record |
| Deed Document Number | 20251094632 |
| Prior Transfer Date | Nov 09, 2016 |
| Prior Transfer Doc | 0000978351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 26, 2025 |
| Property Address | 4530 LONDON RD, DULUTH, MN 55804-2340 |
| Document Number | 0001094632 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 1094632 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,761.14 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4110 SUNNYSIDE RD, EDINA, MN 55424-1214 |
| Investor | Possibly a Property Investor |
| Document Number | 0001094633 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 1094633 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4530 LONDON RD, DULUTH, MN 55804-2340 |
| Document Number | 00T1019613 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4530 LONDON RD DULUTH MN 558042340, DULUTH, MN 55804-2340 |
| Document Number | 00T1019613 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | T1019613 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 07, 2018 |
| Property Address | 4530 LONDON RD, DULUTH, MN 55804-2340 |
| Document Number | 000T998852 |
| Instrument Date | May 14, 2018 |
| Instrument | T998852 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,075.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4530 LONDON RD DULUTH MN 558042340, DULUTH, MN 55804-2340 |
| Document Number | T998855 |
|---|---|
| Date | Jun 07, 2018 |
| Instrument | T998855 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 06, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,016.00 (+7%) Homeowner's exemption | ||
| 2025 | $21,510.00 (+19.25%) Homeowner's exemption | $1,604,200 (+16.46%) Land $479,900 Building $1,124,300 | $1,604,200 (+16.46%) Land $479,900 Building $1,124,300 |
| 2024 | $18,038.00 | $1,377,500 (+30.58%) Land $435,100 Building $942,400 | $1,377,500 (+30.58%) Land $435,100 Building $942,400 |
| 2022 | $1,054,900 Land $246,400 Building $808,500 | $1,054,900 Land $246,400 Building $808,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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