4525 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4525 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,596 sqft · built 1968
Lot Size	0.202 acres (8,812 sqft)
Owner	2 Individual Names on File
Last Sale	$150,751 (Apr 2002)
Tax Bill	$6,818 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2970-00270`

Property Details

APN / Parcel Number

Primary APN	`010-2970-00270`
Alternative APN	`678558`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,596 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,812 sqft (0.202 acres)
Garage Area	768 sqft

Exterior Amenities

Porch	Slab
Deck Area	80 sqft
Patio Area	144 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	678558
Street Address	4525 LONDON RD
City	DULUTH
State	MN
Zip	55804-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 AND 27 SERIAL #
Legal Subdivision	KELSO R S 1 2 SARGENTS R 16 1
Legal Lot Number	27
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5015
Census Tract	600

Owner

4525 London Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4525 LONDON RD, DULUTH, MN 55804-2341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2002 · Amount on File
Deed Sale	Apr 25, 2002 · Amount on File
Deed Document Number	2002853955
Last Transfer Date	Nov 20, 2023
Transfer Doc	0001478412
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4525 LONDON RD, DULUTH, MN 55804-2341
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001448516
Date	Jul 28, 2022
Instrument	1448516

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 27, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4525 LONDON RD, DULUTH, MN 55804-2341
Document Number	00A1369745
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4525 LONDON RD DULUTH MN 558042341, DULUTH, MN 55804-2341

Mortgage

Document Number	00A1369745
Date	Dec 17, 2019
Instrument	A1369745

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 16, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 4525 London Rd was $6,818 with a homeowner's exemption, up 7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,818.00 (+7.03%) Homeowner's exemption
2025	$6,370.00 (+2,241.91%) Homeowner's exemption	$498,600 (+6.38%) Land $78,400 Building $420,200	$498,600 (+6.38%) Land $78,400 Building $420,200
2024	$272.00	$468,700 Land $75,500 Building $393,200	$468,700 Land $75,500 Building $393,200
2022		$17,900 Land $17,900	$17,900 Land $17,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4525 London Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4525 London Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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