4490 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 4490 Hwy 182, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 2006
Lot Size8.36 acres (364,162 sqft)
Owner2 Individual Names on File
Last Sale$8,000 (Aug 2005)
Tax Bill$1,844 (2024)
Flood ZoneZone X (minimal risk)
APN10-3N-29-0000-00108-0000

Property Details

APN / Parcel Number

Primary APN10-3N-29-0000-00108-0000
Alternative APN
  • N293100000001080000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,829 sqft Living Area
Gross Area4,261 sqft
1st Floor Area1,829 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area364,162 sqft (8.36 acres)
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area276 sqft
Deck Area1,411 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4490 HIGHWAY 182
CityJAY
StateFL
Zip32565-9394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM AT NE CORN OF SE4 THN S88* 5250W ON N LN 666.47 FT TO POB THN S0*1133E 546.63 FT THN S88*5250W 666.33 FT THN N0*1231W 546.63 FT TO N LN OF SE4 THN N88*5250E ON N LN 666.48 FT TO TH POB AS DES IN OR 2489 PG 939 (OUT OF #1.1)
Legal Range29W
Legal Township3N
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1015
Census Tract10400

Owner

4490 Hwy 182 is owned and occupied by two individuals who bought it in August 2005.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4490 HIGHWAY 182, JAY, FL 32565-9394
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2005 · Amount on File
Deed SaleAug 15, 2005 · Amount on File
Deed Document Number200552799
Deed Book / Page2489 / 939
Prior Transfer DateAug 8, 2005
Prior Transfer Doc0024890939
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$196,156 (+2.9%)$334,992 (+7.76%) Land $100,320 Building $234,672
2024$1,844.00 (+1.99%) Homeowner's exemption$190,628 (+3%)$310,868 (+0.55%) Land $93,632 Building $217,236
2023$1,808.00 (+2.55%) Homeowner's exemption$185,076 (+3%)$309,179 (+1.8%) Land $93,632 Building $215,547
2022$1,763.00 Homeowner's exemption$179,685$303,719 Land $93,632 Building $210,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Hwy 182 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4490 Hwy 182 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Hwy 182

Nearby Streets

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