4530 Gathering Pl, La Plata, MD 20646 Property Records

Charles County property record for 4530 Gathering Pl, La Plata, MD 20646

Property Summary

Property Type	General Agricultural/Rural
Details	2.5 ba · 3,412 sqft · built 2005
Lot Size	45 acres (1,963,685 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,314 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-309011`

Property Details

APN / Parcel Number

Primary APN	`06-309011`
Alternative APN	`309011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,412 sqft Gross Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,963,685 sqft
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	309011
Street Address	4530 GATHERING PL
City	LA PLATA
State	MD
Zip	20646-5686
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	WCD
Legal Description	LOT 3 - 45.0856 AC NW SI POMFRET RD
Legal Subdivision	POMFRET
Legal Block	3
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3011
Census Tract	850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4350 GATHERING PL, LA PLATA, MD 20646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2011
Deed Sale	Feb 9, 2011
Prior Sale	Mar 14, 2005
Deed Document Number	201112111
Deed Book / Page	7398 / 213
Record Updated	Oct 29, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 18, 2018
Property Address	4530 GATHERING PL, LA PLATA, MD 20646-5686
Document Number	0104870073
Book / Page	10487 / 073
Map Reference	MB55 PG306&307
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BRENNAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4530 GATHERING PL, LA PLATA, MD 20646-5686

Mortgage

Document Number	0001048782
Date	Dec 18, 2018
Instrument	10487/82

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,867 (+12.65%)	$477,600 (+18.07%) Land $197,000 Building $280,600
2025	$12,314.00 (+127.99%)
2023	$5,401.00 Homeowner's exemption	$380,700	$404,500 Land $147,000 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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