4455 Gathering Pl, La Plata, MD 20646 Property Records

Charles County property record for 4455 Gathering Pl, La Plata, MD 20646

Property Summary

Property Type	General Agricultural/Rural
Details	5 ba · 6,316 sqft · built 2004
Lot Size	43.5 acres (1,898,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,835 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-288693`

Property Details

APN / Parcel Number

Primary APN	`06-288693`
Alternative APN	`288693`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,316 sqft Gross Area
1st Floor Area	2,308 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,898,780 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	371 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	288693
Street Address	4455 GATHERING PL
City	LA PLATA
State	MD
Zip	20646-5685
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	WCD
Legal Description	LOT 1 - 43.5956 AC NW SI POMFRET RD
Legal Subdivision	POMFRET
Legal Block	3
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3011
Census Tract	850712

Owner

4455 Gathering Pl, an agricultural property, is owned by two individuals who acquired it in February 2002.

Source: Charles County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4455 GATHERING PL, LA PLATA, MD 20646-5685
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 19, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2002
Deed Sale	Feb 4, 2002
Deed Document Number	200232902
Deed Book / Page	3458 / 567
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4455 GATHERING PL, LA PLATA, MD 20646-5685
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 GATHERING PL, LA PLATA, MD 20646-5685

Mortgage

Document Number	0126300176
Date	Jul 13, 2022
Book Page	12630/176

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4455 GATHERING PL, LA PLATA, MD 20646-5685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMPETITIVE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103020127
Date	Jun 19, 2018
Book Page	10302/127

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Gathering Pl was $20,835.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,300 (+14.74%)	$1,049,900 (+44.22%) Land $180,300 Building $869,600
2025	$20,835.00	$728,000 Land $130,300 Building $597,700	$728,000 Land $130,300 Building $597,700
2023	$8,917.00	$646,133	$728,000 Land $130,300 Building $597,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4455 Gathering Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Gathering Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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