1. Home
  2. California
  3. Santa Cruz County
  4. Capitola
  5. Garnet St

4530 Garnet St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4530 Garnet St, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,118 sqft Living Area
Lot Size2,919 sqft (0.067 acres)
OccupancyOwner Occupied
Last Sale$644,000 (2014)
Tax Bill$11,715.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-034-02
Alternative APN
  • 034-034-02-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area2,118 sqft Living Area
Gross Area2,421 sqft Gross Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area2,919 sqft (0.067 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area303 sqft Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4530 GARNET ST
CityCAPITOLA
StateCA
Zip95010-3113
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionOPAL SUB #1/FAIRVIEW TR
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1026
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-034-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4530 GARNET ST, CAPITOLA, CA 95010-3113
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND JAMES BANK NA
Dec 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2014 · Amount on Record
Deed SaleMay 06, 2014 · Amount on Record
Deed Doc Number201414350
Last Transfer DateDec 17, 2019
Transfer Doc0000041037
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4530 GARNET ST, CAPITOLA, CA 95010-3113
Transaction TypeMortgage
Record UpdatedJun 29, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 GARNET ST, CAPITOLA, CA 95010-3113

Mortgage

Document Number0000010293
DateJun 12, 2023
Instrument2023-0010293
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index52-Week T-Bill (1-Year)
Max Rate10.8%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 26, 2019
Property Address4530 GARNET ST, CAPITOLA, CA 95010-3113
Document Number0000041038
Instrument DateDec 17, 2019
Instrument41038
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4530 GARNET ST CAPITOLA CA 950103113, CAPITOLA, CA 95010-3113

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 26, 2019
Property Address4530 GARNET ST, CAPITOLA, CA 95010-3113
Document Number0000041037
Instrument DateDec 17, 2019
Instrument41037
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4530 GARNET ST CAPITOLA CA 950103113, CAPITOLA, CA 95010-3113

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$941,692 (+2%) Land $483,147 Building $458,545
2025$11,715.00 (+9.98%) Homeowner's exemption$923,228 (+4.04%) Land $473,674 Building $449,554
2023$10,652.00 (+1.22%) Homeowner's exemption$887,377 Land $455,280 Building $432,097$993,690
2022$10,524.00

Flood & Wildfire

4530 Garnet St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Garnet St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures