4530 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4530 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 6,258 sqft · built 1990
Lot Size0.904 acres (39,378 sqft)
Owner2 Individual Names on Record
Last Sale$1,300,500 (Jan 2022)
Tax Bill$13,295 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-19-20-201-005

Property Details

APN / Parcel Number

Primary APNC-19-20-201-005

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area6,258 sqft Living Area
1st Floor Area4,095 sqft
Basement Area3,714 sqft
Unfinished Basement3,714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area39,378 sqft (0.904 acres)
Garage Area1,016 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area146 sqft
Deck Area540 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4530 ECHO RD
CityBLOOMFIELD HILLS
StateMI
Zip48302-1951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R10E, SEC 20 PART OF NE 1/4 BEG AT PT DIST N 89-37-50 E 195.98 FT & S 46-04-00 E 76.18 FT FROM N 1/4 COR, TH S 46-04-00 E 25.82 FT, TH N 86-40-00 E 185 FT, TH S 07-20-00 E 210 FT, TH S 88-30-00 W 201.75 FT, TH N 07-20-00 W 222.54 FT TO BEG 0.96
Legal Range10E
Legal Township02N
Legal Section20
JurisdictionOAKLAND MI
Township / Civil DivisionBLOOMFIELD
Census Block Group1
Census Block1010
Census Tract150600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Jan 20, 2022Warranty Deed, Transfer
CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Oct 2, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Deed Document Number2022298764
Deed Book / Page57321 / 29
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 WOLVERINE DR, WOLVERINE LAKE, MI 48390-2364

Mortgage

Document Number0000298087
DateJan 19, 2022
Book Page57317/328
Instrument298087
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 20, 2022
Property Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951
Document Number0000298764
Book / Page57321 / 29
Instrument DateDec 17, 2021
Instrument298764
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$9,753.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4530 ECHO RD, 4530, BLOOMFIELD, MI 48302-1951

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148915
DateJul 29, 2020
Book Page54577/26
Instrument148915
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 ECHO RD, BLOOMFIELD HILLS, MI 48302-1951

Mortgage

Document Number0000202479
DateOct 2, 2020
Book Page54929/830
Instrument202479
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueSep 5, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBloomfield Charter Township
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,295.00 (-51.04%) Homeowner's exemption$784,040 (+12.01%) Land $88,380 Building $695,660$1,568,080 (+12.01%) Land $176,760 Building $1,391,320
2024$27,155.00 (+19.67%)
2023$700,000$1,400,000
2021$22,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD TOWNSHIP
serves 41,691 people · EPA ID MI0000790
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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