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4450 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 4450 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,798 sqft · built 1942
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Dec 2015)
Tax Bill$4,702 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-19-17-451-013

Property Details

APN / Parcel Number

Primary APNC-19-17-451-013

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,798 sqft Living Area
1st Floor Area1,546 sqft
Basement Area1,252 sqft
Unfinished Basement1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1961
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area37,026 sqft (0.85 acres)
TerrainWooded
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4450 ECHO RD
CityBLOOMFIELD HILLS
StateMI
Zip48302-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R10E, SEC 17 & 20 PART OF SE 1/4 SEC 17 & PART OF NE 1/4 SEC 20 BEG AT PT IN CEN LINE OF ECHO RD DIST S 05-47-00 W 281.80 FT & N 88-30-00 E 509.50 FT & N 07-20-00 W 210 FT FROM S 1/4 COR OF SEC 17, TH S 86-40-00 W 185 FT, TH N 46-04-00 W 102 FT,
Legal Range10E
Legal Township02N
Legal Section17
JurisdictionOAKLAND MI
Township / Civil DivisionBLOOMFIELD
Census Block Group1
Census Block1010
Census Tract150600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
ASSOCIATED BANK NA
Nov 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2015 · Amount on Record
Deed SaleDec 11, 2015 · Amount on Record
Prior SaleJun 11, 2008 · Amount on Record
Deed Document Number2015239498
Deed Book / Page48874 / 838
Last Transfer DateNov 1, 2019
Transfer Doc0000187760
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 ECHO RD, BLOOMFIELD, MI 48302-1950

Mortgage

Document Number0000273165
DateDec 14, 2021
Book Page57171/220
Instrument273165
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2036

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyEVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 ECHO RD 1, 1, BLOOMFIELD HILLS, MI 48302-1950

Mortgage

Document Number0000105985
DateApr 20, 2021
Book Page56102/129
Instrument105985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950

Mortgage

Document Number0000204542
DateOct 5, 2020
Book Page54945/290
Instrument204542
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 8, 2019
Property Address4450 ECHO RD, BLOOMFIELD HILLS, MI 48302-1950
Document Number0000187760
Book / Page053485 / 000827
Instrument DateNov 1, 2019
Instrument187760
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4450 ECHO RD BLOOMFIELD MI 483021950, BLOOMFIELD, MI 48302-1950

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionBloomfield Charter Township
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,702.00 (-48.79%) Homeowner's exemption$248,540 (+4.02%) Land $86,030 Building $162,510$497,080 (+4.02%) Land $172,060 Building $325,020
2024$9,182.00 (+7.78%)
2023$238,940$477,880
2021$8,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD TOWNSHIP
serves 41,691 people · EPA ID MI0000790
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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