4530 E 46th St, Des Moines, IA 50317 Property Records

Polk County property record for 4530 E 46th St, Des Moines, IA 50317

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,600 sqft · built 2023
Lot Size	7.12 acres (310,147 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Aug 2022)
Tax Bill	$162 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/08984-997-009`

Property Details

APN / Parcel Number

Primary APN	`060/08984-997-009`
Alternative APN	`792321226014`

Interior

Stories	2 Stories
Building Area	8,600 sqft Gross Area
1st Floor Area	8,600 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	310,147 sqft (7.12 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4530 E 46TH ST
City	DES MOINES
State	IA
Zip	50317-4721
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PARCEL 2019-39 BK 17269 PG 266 COM SE COR PARCEL I THN SW 10F TO POB THN SW 180.73F NW 260.52F NW 787.3F NE 946.29F E 192.32F S 507.78F SW 17.72F TO POB BNG PRT PARCEL I BK 14417 PG 700 NE 1/4 SEC 21-79-23
Legal Subdivision	SEC 21-79-23
Jurisdiction	POLK IA
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3006
Census Tract	801

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1904 5TH ST SW, ALTOONA, IA 50009-1583
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Aug 31, 2022	Warranty Deed, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202269695
Deed Book / Page	19249 / 468
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000048868
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4530 E 46TH ST, DES MOINES, IA 50317-4721
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 S FORTY LN, ADEL, IA 50003-1211

Mortgage

Document Number	0000058871
Date	Nov 2, 2023
Book Page	19643/891
Instrument	2023-00058871

Lender

Name	CENTRAL BANK
Type	Bank
Address	URBANDALE, IA 50322

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 31, 2022
Property Address	4530 E 46TH ST, DES MOINES, IA 50317
Document Number	0000069695
Book / Page	19249 / 468
Map Reference	MB 17269 PG 266
Instrument Date	Aug 19, 2022
Instrument	2022-00069695
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SW BROOKSIDE DR, GRIMES, IA 50111-4977
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4580 HUBBELL AVE, DES MOINES, IA 50317
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 E EUCLID AVE C, C, DES MOINES, IA 50317-3582

Mortgage

Document Number	202100009828
Date	Jan 29, 2021
Book Page	18331/304
Instrument	2021-00009828

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Johnston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,000,000 (+19,760.97%) Land $443,000 Building $1,557,000	$2,000,000 (+19,760.97%) Land $443,000 Building $1,557,000
2024	$162.00 (+20.9%)
2023		$10,070 Land $10,070	$10,070 Land $10,070
2020	$134.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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