Polk County property record for 4515 E 46th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,161 sqft · built 1941 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (May 2022) |
| Tax Bill | $3,848 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-22-101-007 |
| Primary APN | 7923-22-101-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Gross Area | 1,946 sqft |
| 1st Floor Area | 886 sqft |
| Attic Area | 275 sqft |
| Basement Area | 785 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Pole Frame |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,500 sqft (0.401 acres) |
| Lot Dimensions | 100 ft deep x 175 ft wide |
| Deck Area | 187 sqft |
| Patio Area | 40 sqft |
| Utility Building | 936 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Old Parcel Number | 19001521001000 |
|---|---|
| Street Address | 4515 E 46TH ST |
| City | DES MOINES |
| State | IA |
| Zip | 50317-4720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX N 12F- N 187F LOT 68 GLENN ACRES |
| Legal Subdivision | GLENN ACRES |
| Legal Lot Number | 68 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 10602 |
4515 E 46th St is owned and occupied by an individual who bought it in May 2022.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · FHA Mortgage LINCOLN SAVINGS BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH |
| Dec 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 2022-00039398 |
| Deed Book / Page | 19110 / 185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 16, 2022 |
| Property Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 0000039398 |
| Book / Page | 19110 / 185 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022-00039398 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 0000039400 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-00039400 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 0000065083 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4515 E 46TH ST DES MOINES IA 503174720, DES MOINES, IA 50317-4720 |
| Document Number | 0000065083 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 017679/000519 |
| Instrument | 65083 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | DES MOINES, IA 50315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 4, 2019 |
| Property Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 201900050259 |
| Book / Page | 17614 / 0866 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019-00050259 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 201900050261 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019-00050261 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 14, 2018 |
| Property Address | 4515 E 46TH ST, DES MOINES, IA 50317-4720 |
| Document Number | 0000021989 |
| Book / Page | 017076 / 000662 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 21989 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 57056 DES MOINES IA 503170001, DES MOINES, IA 50317-0001 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Southeast Polk Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,500 Land $31,100 Building $175,400 | $206,500 Land $31,100 Building $175,400 | |
| 2024 | $3,848.00 | ||
| 2023 | $188,100 Land $27,900 Building $160,200 | $188,100 Land $27,900 Building $160,200 | |
| 2020 | $1,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4515 E 46th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4515 E 46th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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