Highlands County property record for 4530 Cremona Dr, Sebring, FL 33872 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,422 sqft Living Area |
| Lot Size | 14,728 sqft (0.338 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $21,900 (1997) |
| Tax Bill | $2,626.00 (2024) |
| Primary APN | C-04-34-28-151-7490-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,422 sqft Living Area |
| 1st Floor | 1,996 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,728 sqft (0.338 acres) |
| Depth X Width | 146 ft x 100 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 459 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 506 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Pool Area | 438 sqft Pool |
| Patio Area | 634 sqft Patio |
| Porch | Open Porch |
| Porch Area | 408 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4530 CREMONA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1790 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 9 BLK 749 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 749 |
| Legal Lot Number | 9 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | AVON PARK |
| Census Blockgroup | 2 |
| Census Block | 2136 |
| Census Tract | 960503 |
Source: Highlands County records · APN C-04-34-28-151-7490-0090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4530 CREMONA DR, SEBRING, FL 33872-1790 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Oct 07, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 1997 · Amount on Record |
| Deed Sale | Apr 19, 1997 · Amount on Record |
| Deed Doc Number | 0001368522 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4530 CREMONA DR, SEBRING, FL 33872-1790 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4530 CREMONA DR, SEBRING, FL 33872-1790 |
| Document Number | 0002078751 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 2885/363 |
| Instrument | 2078751 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4530 CREMONA DR, SEBRING, FL 33872-1790 |
| Document Number | 0001961611 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4530 CREMONA DR SEBRING FL 338721790, SEBRING, FL 33872-1790 |
| Document Number | 0001961611 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 002720/000148 |
| Instrument | 1961611 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,271 (+14.65%) | $304,438 (-0.52%) Land $41,204 Building $263,234 | |
| 2024 | $2,626.00 (+2.26%) | ||
| 2023 | $2,568.00 (+1.46%) Homeowner's exemption | $201,721 (+3%) | $306,020 (+12.17%) Land $39,619 Building $266,401 |
| 2022 | $2,531.00 Homeowner's exemption | $195,846 | $272,817 Land $36,978 Building $235,839 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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