4510 Cremona Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4510 Cremona Dr, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,981 sqft Living Area
Lot Size14,774 sqft (0.339 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2021)
Tax Bill$3,565.00 (2024)

Property Details

APN / Parcel Number

Primary APNC044815174900070
Alternative APN
  • C-04-34-28-151-7490-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,981 sqft Living Area
1st Floor2,436 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,774 sqft (0.339 acres)
Depth X Width146 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area1,370 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area700 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area270 sqft Pool
Patio Area591 sqft Patio
PorchOpen Porch
Porch Area747 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC044815174900070
Street Address4510 CREMONA DR
CitySEBRING
StateFL
Zip33872-1790
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 7 BLK 749
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block749
Legal Lot Number7
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup2
Census Block2136
Census Tract960503

Owner

Source: Highlands County records · APN C044815174900070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4510 CREMONA DR, SEBRING, FL 33872-1790
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Feb 17, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2021 · Amount on Record
Deed SaleFeb 17, 2021 · Amount on Record
Prior SaleJun 13, 2012
Deed Doc Number2019676
Deed Book / Page2802 / 1881
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4510 CREMONA DR, SEBRING, FL 33872-1790
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CREMONA DR, SEBRING, FL 33872-1790

Mortgage

Document Number0002286511
DateNov 05, 2025
Book Page3155/288
Instrument2286511
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term889 Months
DueDec 06, 2099
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 17, 2021
Property Address4510 CREMONA DR, SEBRING, FL 33872-1790
Document Number0002019676
Book / Page2802 / 1881
Map ReferenceMB 15 PG 64
Instrument DateFeb 10, 2021
Instrument2019676
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4510 CREMONA DR, 4510, SEBRING, FL 33872-1790

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 CREMONA DR, SEBRING, FL 33872-1790

Mortgage

Document Number0002019678
DateFeb 17, 2021
Book Page2802/1883
Instrument2019678
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$284,081 (+5.99%)$309,835 (-5.95%) Land $41,208 Building $268,627
2024$3,565.00 (+1.89%)
2023$3,499.00 (+1.19%) Homeowner's exemption$268,034 (+3%)$329,440 (+12.28%) Land $39,623 Building $289,817
2022$3,458.00 Homeowner's exemption$260,227$293,399 Land $36,982 Building $256,417

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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