4530 Colorado St, Duluth, MN 55804 Property Records

St. Louis County property record for 4530 Colorado St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,248 sqft · built 1964
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Nov 2020)
Tax Bill$4,978 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-3070-01040

Property Details

APN / Parcel Number

Primary APN010-3070-01040
Alternative APN
  • 1099169

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Gross Area
1st Floor Area1,248 sqft
Basement Area1,058 sqft
Finished Basement1,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Lot Area11,200 sqft (0.257 acres)
Garage Area616 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area35 sqft
Patio Area432 sqft
Storage Building32 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number1099169
Street Address4530 COLORADO ST
CityDULUTH
StateMN
Zip55804-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 30 FT OF LOT 7 AND ALL OF LOT 8 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block126
Legal Lot Number7-8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2001
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4530 COLORADO ST, DULUTH, MN 55804-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Warranty Deed, Transfer · Conventional Mortgage
WESTERN NAT'L BK
Nov 14, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020 · Amount on Record
Deed SaleNov 3, 2020 · Amount on Record
Deed Document Number20201394916
Prior Transfer DateJan 14, 2011
Prior Transfer Doc0000053226
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 3, 2020
Property Address4530 COLORADO ST, DULUTH, MN 55804-1508
Document Number00A1394916
Instrument DateOct 28, 2020
InstrumentA1394916
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4530 COLORADO ST DULUTH MN 558041508, DULUTH, MN 55804-1508

Mortgage

Document NumberA1394917
DateNov 3, 2020
InstrumentA1394917
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 2, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4530 COLORADO ST, DULUTH, MN 55804-1508
Document Number00A1345753
Instrument DateNov 14, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4530 COLORADO ST DULUTH MN 558041508, DULUTH, MN 55804-1508

Mortgage

Document Number00A1345753
DateDec 3, 2018
InstrumentA1345753
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 2, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,978.00 (+7.15%) Homeowner's exemption
2025$4,646.00 (+1.98%) Homeowner's exemption$374,100 (+6.34%) Land $59,300 Building $314,800$374,100 (+6.34%) Land $59,300 Building $314,800
2024$4,556.00$351,800 (+16.53%) Land $57,200 Building $294,600$351,800 (+16.53%) Land $57,200 Building $294,600
2022$301,900 Land $44,000 Building $257,900$301,900 Land $44,000 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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