St. Louis County property record for 4511 Colorado St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,074 sqft · built 1960 |
| Lot Size | 0.191 acres (8,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (May 2021) |
| Tax Bill | $3,952 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3070-02140 |
| Primary APN | 010-3070-02140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Gross Area |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 268 sqft |
| Finished Basement | 268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,341 sqft (0.191 acres) |
| Garage Area | 484 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Storage Building | 35 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1181613 |
|---|---|
| Street Address | 4511 COLORADO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0002 BLOCK:137 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 137 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 600 |
4511 Colorado St is owned and occupied by an individual who acquired it in January 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK OF COMMERCE |
| May 26, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Apr 19, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 19, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Deed Document Number | 20211414980 |
| Last Transfer Date | Jan 5, 2022 |
| Transfer Doc | 0001434684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001414982 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 1414982 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001414984 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 1414984 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 19, 2022 |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001458772 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 1458772 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 GREYSOLON RD, DULUTH, MN 55812-2228 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 26, 2021 |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001414980 |
| Instrument Date | May 7, 2021 |
| Instrument | 1414980 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001414981 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 1414981 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 19, 2021 |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001410799 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 1410799 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11279 21ST ST NE, SAINT MICHAEL, MN 55376-4209 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 19, 2021 |
| Property Address | 4511 COLORADO ST, DULUTH, MN 55804-1509 |
| Document Number | 0001410798 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 1410798 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11279 21ST ST NE, SAINT MICHAEL, MN 55376-4209 |
The 2026 property tax bill for 4511 Colorado St was $3,952, up 8.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,952.00 (+8.16%) | ||
| 2025 | $3,654.00 (+13.34%) | $286,300 (+7.75%) Land $51,500 Building $234,800 | $286,300 (+7.75%) Land $51,500 Building $234,800 |
| 2024 | $3,224.00 | $265,700 Land $49,700 Building $216,000 | $265,700 Land $49,700 Building $216,000 |
| 2022 | $208,800 Land $38,300 Building $170,500 | $208,800 Land $38,300 Building $170,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4511 Colorado St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4511 Colorado St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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