453 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 453 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,363 sqft · built 2025
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Dec 2025)
Tax Bill	$4,719 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-140703`

Property Details

APN / Parcel Number

Primary APN	`07-140703`
Alternative APNs	`7140703` `140703`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	140703
Street Address	453 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 7,840 SQ. FT. 453-455 WILLIS STREET CAMBRIDGE
Legal Subdivision	CITY OF CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2017
Census Tract	970500

Owner

453 Willis St is owned and occupied by an individual who bought it in December 2025.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	453 WILLIS ST, CAMBRIDGE, MD 21613-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed, Transfer · VA Mortgage KEYSTONE FUNDING INC
Jan 26, 2024	Deed, Transfer TITLE EXCELLENCE LLC, TITLE EXCELENCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Jan 26, 2024 · Amount on File
Deed Book / Page	1984 / 272
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 9, 2025
Property Address	453 WILLIS ST, CAMBRIDGE, MD 21613-1725
Document Number	0019840272
Book / Page	1984 / 272
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	453 WILLIS ST, CAMBRIDGE, MD 21613-1725

Mortgage

Document Number	0001984279
Date	Dec 9, 2025
Instrument	1984/279

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 26, 2024
Property Address	453 WILLIS ST # 455, 455, CAMBRIDGE, MD 21613-1725
Document Number	0018550497
Book / Page	1855 / 497
Map Reference	LB MLB599 FO 458
Instrument Date	Jan 24, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELENCE

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 WILLIS ST # 455, 455, CAMBRIDGE, MD 21613-1725

Tax Assessment & Valuation

The 2026 property tax bill for 453 Willis St was $4,719 with a homeowner's exemption, up 1,275.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,719.00 (+1,275.8%) Homeowner's exemption	$252,567 (+1,280.15%)	$265,700 (+1,351.91%) Land $30,400 Building $235,300
2025	$343.00	$18,300 Land $18,300	$18,300 Land $18,300
2023	$338.00	$18,300 Land $18,300	$18,300 Land $18,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 453 Willis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 Willis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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