Dorchester County property record for 447 Willis St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,020 sqft · built 1908 |
| Lot Size | 0.093 acres (4,060 sqft) |
| Owner | Company Name on File |
| Last Sale | $850,000 (Jun 2024) |
| Tax Bill | $1,378 (2026) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-165625 |
| Primary APN | 07-165625 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,020 sqft Total Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 4,060 sqft (0.093 acres) |
| Porch | Slab |
| Porch Area | 78 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 165625 |
|---|---|
| Street Address | 447 WILLIS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 4,060 SQ. FT. 447 WILLIS STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970500 |
447 Willis St is owned by a company that bought it in June 2024.
Source: Dorchester County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 717 MARGO RD, DUNDALK, MD 21222-1328 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2018 | Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Deed Book / Page | 1883 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 447 WILLIS ST, CAMBRIDGE, MD 21613-1725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014920001 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 1492/001 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 24, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 447 WILLIS ST, CAMBRIDGE, MD 21613-1725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015600280 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 1560/280 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 447 Willis St was $1,378, up 13% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,378.00 (+12.95%) | $73,767 | $91,300 Land $30,100 Building $61,200 |
| 2025 | $1,220.00 | ||
| 2023 | $1,136.00 | $61,467 | $65,000 Land $30,100 Building $34,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 447 Willis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Willis St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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