Bay County property record for 453 W River Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jun 2019) |
| Tax Bill | $2,268 (2022) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-024-100-035-00 |
| Primary APN | 020-024-100-035-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 453 W RIVER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 435.60 FT OF W 100 FT OF E 200 FT OF W 1/2 OF NW 1/4 OF NW 1/4. SEC.24,T15N R3E |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 286101 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage UNION HM MTG CORP |
| Sep 10, 2020 | Deed of Trust, Mortgage UNION HM MTG CORP |
| Jul 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Jun 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 3, 2018 | Warranty Deed, Transfer HBI TITLE SERVICES INC, HBI TITLE SVCS INC |
| May 1, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 20198357 |
| Last Transfer Date | Jun 24, 2019 |
| Transfer Doc | 0000009252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000015019 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 453 W RIVER RD KAWKAWLIN MI 486319776, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000015019 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 15019 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 21, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000013659 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 453 W RIVER RD KAWKAWLIN MI 486319776, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000013659 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 13659 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 28, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 1, 2019 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000009252 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 9252 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 453 W RIVER RD KAWKAWLIN MI 486319776, KAWKAWLIN, MI 48631-9776 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000008357 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 8357 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 MAIN ST ESSEXVILLE MI 487321653, ESSEXVILLE, MI 48732-1653 |
| Document Number | 8358 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 8358 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 4, 2018 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000008043 |
| Instrument Date | May 14, 2018 |
| Instrument | 8043 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8338 SHIELDS DR #204 SAGINAW MI 486098503, 204, SAGINAW, MI 48609-8503 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 25, 2018 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000006057 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 6057 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 800 FASHION SQUARE BLVD #200 SAGINAW MI 48604, 200, SAGINAW, MI 48604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 3, 2018 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000006449 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 6449 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | HBI TITLE SERVICES INC, HBI TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4786 FLAJOLE RD MIDLAND MI 486429248, MIDLAND, MI 48642-9248 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 1, 2017 |
| Property Address | 453 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0032130991 |
| Book / Page | 003213 / 000991 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 11701 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 26, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | III CASCADE PLZ CAS36 AKRON OH 44308, AKRON, OH 44308 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $90,600 (+37.27%) | $181,200 (+37.27%) |
| 2023 | $66,000 | $132,000 | |
| 2022 | $2,268.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures