Bay County property record for 414 W River Rd, Kawkawlin, MI 48631 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,784 sqft · built 1994 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (Jul 1990) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-013-300-028-02 |
| Primary APN | 020-013-300-028-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Basement Area | 1,784 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,556 sqft (2.01 acres) |
| Lot Width | 277 ft Width |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Sauna | Sauna |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 414 W RIVER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 794.39 FT E OF SW COR OF SEC TH E 277.76 FT TH N 315 FT TH W 277.76 FT TH S 315 FT TO BEG. SEC.13,T15N,R3E 2-11-80 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 286101 |
Source: Bay County records · APN 020-013-300-028-02
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED BAY COMMUNITY CU |
| Apr 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 1990 · Amount on Record |
| Deed Sale | Jul 26, 1990 · Amount on Record |
| Deed Book / Page | 1147 / 117 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 202107811 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 414 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 414 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 0000014219 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 202514219 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 27, 2021 |
| Property Address | 414 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 202107811 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 202107811 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | SBS TITLE AGENCY, MBS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 W RIVER RD, KAWKAWLIN, MI 48631-9776 |
| Document Number | 202107812 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 202107812 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2031 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $163,500 (+14.66%) | $327,000 (+14.66%) |
| 2025 | $1,678.00 (-35.39%) Homeowner's exemption | $142,600 (+21.36%) | $285,200 (+21.36%) |
| 2023 | $117,500 | $235,000 | |
| 2022 | $2,597.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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