453 Summerset Dr, Apopka, FL 32712 Property Records

Orange County property record for 453 Summerset Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,095 sqft · built 1983
Lot Size	0.211 acres (9,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (Jun 2020)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-21-28-8402-00-710`

Property Details

APN / Parcel Number

Primary APN	`04-21-28-8402-00-710`
Alternative APNs	`282104840200710` `189765` `193253` `196909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,202 sqft (0.211 acres)
Garage Type	Attached
Garage Area	367 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	453 SUMMERSET DR
City	APOPKA
State	FL
Zip	32712-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTF
Legal Description	SUMMERSET UNIT 1 10/117 LOT 71
Legal Range	28E
Legal Township	21S
Legal Section	04
Legal Subdivision	SUMMERSET UT 1
Legal Tract	8402
Legal Lot Number	71
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3014
Census Tract	17701

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 SUMMERSET DR, APOPKA, FL 32712-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer · Conventional with PMI AMERICA'S MONEY SOURCE INC
Sep 9, 2019	Grant Deed, Transfer JON A & NAOMI D ROWELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	2020356776
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 30, 2020
Property Address	453 SUMMERSET DR, APOPKA, FL 32712-3548
Document Number	0000356776
Instrument Date	Jun 29, 2020
Instrument	356776
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1879 SUMMIT CHASE AVE APOPKA FL 327031516, APOPKA, FL 32703-1516

Mortgage

Document Number	356777
Date	Jun 30, 2020
Instrument	356777

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 9, 2019
Property Address	453 SUMMERSET DR, APOPKA, FL 32712-3548
Document Number	0000553038
Instrument Date	Aug 27, 2019
Instrument	553038
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	PCS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	924 W COLONIAL DR ORLANDO FL 328047314, ORLANDO, FL 32804-7314

Mortgage

Document Number	553039
Date	Sep 9, 2019
Instrument	553039

Lender

Name	JON A & NAOMI D ROWELL
Address	PO BOX 544, TAVARES, FL 32778-0544
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,317 (+2.7%)	$240,830 (-1.15%) Land $75,000 Building $165,830
2025	$2,556.00 (+2.2%) Homeowner's exemption	$196,998 (+5.99%)	$243,640 (+4.28%) Land $75,000 Building $168,640
2024	$2,501.00 (+7.25%)
2023	$2,332.00 (+4.62%) Homeowner's exemption	$185,870 (+3%)	$233,647 (+11.32%) Land $85,000 Building $148,647
2022	$2,229.00 Homeowner's exemption	$180,456	$209,895 Land $85,000 Building $124,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

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