417 Summerset Dr, Apopka, FL 32712 Property Records

Orange County property record for 417 Summerset Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1984
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (May 2016)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-28-8406-01-200`

Property Details

APN / Parcel Number

Primary APN	`04-21-28-8406-01-200`
Alternative APNs	`282104840601200` `189825` `193313` `196970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,124 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Area	406 sqft

Exterior Amenities

Porch	Slab
Porch Area	530 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	417 SUMMERSET DR
City	APOPKA
State	FL
Zip	32712-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTF
Legal Description	SUMMERSET UNIT 2 11/33 LOT 120
Legal Range	28E
Legal Township	21S
Legal Section	04
Legal Subdivision	SUMMERSET UT 2
Legal Tract	8406
Legal Block	1
Legal Lot Number	120
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3014
Census Tract	17701

Owner

417 Summerset Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 SUMMERSET DR, APOPKA, FL 32712-7010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on File
Deed Sale	May 4, 2016 · Amount on File
Deed Document Number	2016226107
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	417 SUMMERSET DR, APOPKA, FL 32712-7010
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SUMMERSET DR, APOPKA, FL 32712-7010

Mortgage

Document Number	0000633978
Date	Oct 31, 2025
Instrument	20250633978

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	417 SUMMERSET DR, APOPKA, FL 32712-7010
Document Number	0000538069
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 SUMMERSET DR APOPKA FL 327127010, APOPKA, FL 32712-7010

Mortgage

Document Number	0000538069
Date	Oct 15, 2020
Instrument	538069

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	417 SUMMERSET DR, APOPKA, FL 32712-7010
Document Number	0000566085
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 SUMMERSET DR APOPKA FL 327127010, APOPKA, FL 32712-7010

Mortgage

Document Number	0000566085
Date	Sep 12, 2019
Instrument	566085

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 417 Summerset Dr was $1,808, up 2.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,309 (+2.7%)	$260,660 (-1.15%) Land $75,000 Building $185,660
2025	$1,808.00 (+2.67%) Homeowner's exemption	$149,278	$263,700 Land $75,000 Building $188,700
2024	$1,761.00 (+7.57%)
2023	$1,637.00 (+6.02%) Homeowner's exemption	$140,846 (+3%)	$251,977 (+11.36%) Land $85,000 Building $166,977
2022	$1,544.00 Homeowner's exemption	$136,744	$226,279 Land $85,000 Building $141,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Summerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Summerset Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

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