Collier County property record for 453 Spinnaker Dr, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 4,033 sqft · built 2015 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,050,000 (Dec 2020) |
| Tax Bill | $45,441 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 087100 M 164A28 |
| Primary APN | 087100 M 164A28 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,033 sqft Living Area |
| Gross Area | 5,105 sqft |
| 1st Floor Area | 4,033 sqft |
| Year Built | Built 2015 |
|---|---|
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 197 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 195 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 600 sqft |
| Deck Area | 843 sqft |
| Account Number | 087100 M 164A28 |
|---|---|
| Old Parcel Number | 12784040002023200M164 |
| Street Address | 453 SPINNAKER DR |
| City | NAPLES |
| State | FL |
| Zip | 34102-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 2 BLK M LOT 16 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MOORINGS UNIT 2 |
| Legal Tract | 87100 |
| Legal Block | M |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 302 |
Source: Collier County records · APN 087100 M 164A28
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 453 SPINNAKER DR, NAPLES, FL 34102-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 26, 2017 | Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Apr 26, 2017 · Amount on Record |
| Deed Document Number | 5967486 |
| Deed Book / Page | 5857 / 3822 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 453 SPINNAKER DR, NAPLES, FL 34102-5046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057152486 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 5715/2486 |
| Instrument | 5813836 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 453 SPINNAKER DR, NAPLES, FL 34102-5046 |
| Document Number | 0058573822 |
| Book / Page | 5857 / 3822 |
| Map Reference | MB 3 PG 83 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 5967486 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7425 PELICAN BAY BLVD, 7425, COCO RIVER, FL 34108-7599 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 453 SPINNAKER DR, NAPLES, FL 34102-5046 |
| Document Number | 0058573824 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 5857/3824 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | LIBOR |
| Max Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 26, 2017 |
| Property Address | 453 SPINNAKER DR, NAPLES, FL 34102-5046 |
| Document Number | 0053870813 |
| Book / Page | 5387 / 0813 |
| Map Reference | MB3 PG83 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 5396795 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291ST ST, STONE HARBOR, NJ 08247 |
| Name | Verified Name |
|---|---|
| Address | 453 SPRINGLINE DR, NAPLES, FL 34102-5056 |
| Document Number | 0005396796 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 5396796 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,441.00 (-5.02%) | $4,793,647 (+21%) | $5,276,637 (-19.66%) Land $2,551,510 Building $2,725,127 |
| 2023 | $47,844.00 (+16.53%) | $3,961,692 (+1%) | $6,567,494 (+34.34%) Land $3,336,590 Building $3,230,904 |
| 2022 | $41,056.00 | $3,601,538 | $4,888,644 Land $1,957,793 Building $2,930,851 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 256 units insured incl. 23 condo units |
| Nearby Flood Claims | 143 (1979–2024) |
| Claims Outside the SFHA | 13 of 143 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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