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423 Spinnaker Dr, Naples, FL 34102 Property Records

Collier County property record for 423 Spinnaker Dr, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details4,006 sqft · built 2017
Lot Size0.37 acres (16,117 sqft)
Owner2 Company Names on File
Last Sale$5,850,000 (Oct 2022)
Tax Bill$32,871 (2025)
Deeds & MortgagesOct 2022 Sale
Dec 2017 Transfer
Flood ZoneZone AE (high risk)
APN087100 M 174A28

Property Details

APN / Parcel Number

Primary APN087100 M 174A28
Alternative APNs
  • 12784080004023200M174
  • 12784080004

Interior

Stories1 Story
Building Area4,006 sqft Living Area
1st Floor Area4,006 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area16,117 sqft (0.37 acres)
Pool Area512 sqft
Deck Area1,140 sqft

Location & Zoning

Street Address423 SPINNAKER DR
CityNAPLES
StateFL
Zip34102-5046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 2 BLK M LOT 17
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 2
Legal Tract087100
Legal BlockM
Legal Lot Number17
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1003
Census Tract302

Owner

423 Spinnaker Dr is owned by a company that bought it in October 2022 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Company Names on File
Mailing Address423 SPINNAKER DR, NAPLES, FL 34102-5046
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer
ACCOMMODATION
Dec 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2022 · Amount on File
Deed SaleOct 20, 2022 · Amount on File
Prior SaleJan 13, 2020 · Amount on File
Deed Document Number20226320079
Deed Book / Page6183 / 681
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 20, 2022
Property Address423 SPINNAKER DR, NAPLES, FL 34102-5046
Document Number0061830681
Book / Page6183 / 681
Map ReferenceMB 3 PG 83
Instrument DateOct 19, 2022
Instrument6320079
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount on Record
Tax$40,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address253 CHURCH ST #202202, 253, BETHESDA, MD 20814

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7120 KXFAIR ROAD, BETHESDA, MD 20814

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateDec 8, 2017
Property Address423 SPINNAKER DR, NAPLES, FL 34102-5046
Document Number0054561899
Book / Page005456 / 001899
Instrument DateDec 5, 2017
Instrument5481075
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address423 SPINNAKER DR NAPLES FL 341025046, NAPLES, FL 34102-5046

Tax Assessment & Valuation

The 2025 property tax bill for 423 Spinnaker Dr was $32,871 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,769,403 (+2.7%)$3,925,286 (+6.95%) Land $3,038,285 Building $887,001
2025$32,871.00 Homeowner's exemption$3,670,305 Land $2,119,260 Building $1,551,045$3,670,305 Land $2,119,260 Building $1,551,045
2023$41,922.00 (+35.3%) Homeowner's exemption$4,568,761 (+69.15%)$5,068,761 (+36.63%) Land $2,771,340 Building $2,297,421
2022$30,985.00$2,701,040$3,709,825 Land $1,626,125 Building $2,083,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Spinnaker Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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