453 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 453 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 2017
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$547,000 (Feb 2019)
Tax Bill	$10,597 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`072143-0240`

Property Details

APN / Parcel Number

Primary APN	`072143-0240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	2,734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	453 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 24 OR4677/305
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	24
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Dec 4, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	20198451
Deed Book / Page	4677 / 305
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 6, 2019
Property Address	453 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0046770305
Book / Page	4677 / 0305
Map Reference	MB 73 PG 62-70
Instrument Date	Feb 4, 2019
Instrument	2019008451
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,829.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 SANDY BEACH CIR, 917, SAINT AUGUSTINE, FL 32080-8742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863

Mortgage

Document Number	2019008452
Date	Feb 6, 2019
Instrument	2019008452

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 4, 2017
Property Address	453 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0044710866
Book / Page	4471 / 0866
Map Reference	MB73 PG62
Instrument Date	Dec 4, 2017
Instrument	2017081875
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	SHI TITLE OF FLROIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863

Mortgage

Document Number	2017081876
Date	Dec 4, 2017
Instrument	2017081876

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,280 (+2.7%)	$815,780 (+1.13%) Land $210,000 Building $605,780
2025	$10,597.00 (+9.68%) Homeowner's exemption	$505,628 (+2.9%)	$806,649 (+4.98%) Land $210,000 Building $596,649
2024	$9,662.00 (+5.6%) Homeowner's exemption	$491,378 (+3%)	$768,407 (+11.96%) Land $210,000 Building $558,407
2023	$9,150.00 (+1.67%) Homeowner's exemption	$477,066 (+3%)	$686,295 (+5.21%) Land $200,000 Building $486,295
2022	$9,000.00 Homeowner's exemption	$463,171	$652,333 Land $168,000 Building $484,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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