429 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 429 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,685 sqft · built 2018
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Apr 2024)
Tax Bill	$11,712 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072143-0230`

Property Details

APN / Parcel Number

Primary APN	`072143-0230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	2,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	245 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	429 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 23 OR5936/1455
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

429 Rio del Norte Rd is owner-occupied and held in a trust since April 2024.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Commercial Mortgage THE WHEELER 1990 TRUST INTER T
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME MERIDIAN BANK
Apr 26, 2019	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	202430674
Deed Book / Page	5936 / 1455
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 23, 2024
Property Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0059361455
Book / Page	5936 / 1455
Map Reference	MB 73 PG 62
Instrument Date	Apr 17, 2024
Instrument	2024030674
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 LAKE HALL RD, TALLAHASSEE, FL 32309-2576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Investor	Possibly a Property Investor

Mortgage

Document Number	0059361457
Date	Apr 23, 2024
Instrument	5936/1457

Lender

Name	THE WHEELER 1990 TRUST INTER T
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2022
Property Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0056050045
Book / Page	5605 / 45
Map Reference	MB 73 PG 62
Instrument Date	Jul 20, 2022
Instrument	2022072899
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 19TH ST, MEXICO BEACH, FL 32456-7138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863

Mortgage

Document Number	0000560547
Date	Jul 27, 2022
Instrument	5605/47

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	10%

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 26, 2019
Property Address	429 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0047141581
Book / Page	004714 / 001581
Instrument Date	Apr 25, 2019
Instrument	28591
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$3,822.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 RIO DEL NORTE RD ST AUGUSTINE FL 320954863, ST AUGUSTINE, FL 32095-4863

Tax Assessment & Valuation

The 2025 property tax bill for 429 Rio del Norte Rd was $11,712 with a homeowner's exemption, down 5.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,278 (+2.7%)	$812,790 (-0.11%) Land $210,000 Building $602,790
2025	$11,712.00 (-5.14%) Homeowner's exemption	$588,391	$813,706 Land $210,000 Building $603,706
2024	$12,347.00 (+4.75%)
2023	$11,787.00 (+40.66%) Homeowner's exemption	$684,879 (+65.15%)	$684,879 (+6.18%) Land $200,000 Building $484,879
2022	$8,380.00 Homeowner's exemption	$414,702	$645,022 Land $168,000 Building $477,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Rio del Norte Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Rio del Norte Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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