453 Poplar Ct, Elgin, IL 60120 Property Records

Kane County property record for 453 Poplar Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 855 sqft · built 1923
Lot Size	0.121 acres (5,292 sqft)
Owner	Company Name on Record
Last Sale	$64,666 (Oct 1997)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-458-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-458-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	855 sqft Living Area
Gross Area	1,425 sqft
Basement Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	5,292 sqft (0.121 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	453 POPLAR CT
City	ELGIN
State	IL
Zip	60120-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILHARMS 2ND SUB LOT 18
Legal Subdivision	WILHARMS 2ND SUB
Legal Block	1
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	453 POPLAR CT, ELGIN, IL 60120-4213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1997 · Amount on Record
Deed Sale	Oct 29, 1997 · Amount on Record
Deed Document Number	199773997
Last Transfer Date	May 11, 2011
Transfer Doc	0000032070
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	453 POPLAR CT, ELGIN, IL 60120-4213
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027941
Date	Apr 9, 2021
Instrument	2021K027941

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 (-26.25%) Homeowner's exemption Senior Citizen's exemption	$64,381 (+8.57%) Land $12,879 Building $51,502	$193,220 (+8.57%) Land $38,652 Building $154,568
2024		$59,299 (+21.39%) Land $11,862 Building $47,437	$177,968 (+21.44%) Land $35,600 Building $142,368
2022	$2,682.00 (-24.22%) Homeowner's exemption	$48,848 (+6.96%) Land $9,771 Building $39,077	$146,544 (+6.96%) Land $29,313 Building $117,231
2021	$3,539.00 Homeowner's exemption	$45,669 Land $9,135 Building $36,534	$137,007 Land $27,405 Building $109,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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