Clay County property record for 453 Perdido Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,810 sqft · built 1987 |
| Lot Size | 0.34 acres (14,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Feb 1994) |
| Tax Bill | $2,053 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 33-04-26-013197-025-70 |
| Primary APN | 33-04-26-013197-025-70 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,810 sqft Heated Area |
| Gross Area | 2,670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,853 sqft (0.34 acres) |
| Lot Dimensions | 160 ft deep x 93 ft wide |
| Garage Area | 506 sqft |
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 453 PERDIDO DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 14 PETERS CREEK UNIT 2 ASREC O R 1491 PG 1588 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 33 |
| Legal Subdivision | PETERS CREEK |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
453 Perdido Dr is owned and occupied by two individuals who bought it in February 1994.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 453 PERDIDO DR, FLEMING ISLAND, FL 32003-7896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1994 · Amount on File |
| Deed Sale | Feb 1, 1994 · Amount on File |
| Deed Document Number | 0014911588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 453 PERDIDO DR, FLEMING ISLAND, FL 32003-7896 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 453 PERDIDO DR, ORANGE PARK, FL 32003-7896 |
| Investor | Possibly a Property Investor |
| Document Number | 0050200975 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 5020/975 |
| Instrument | 2026010284 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 2, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 453 PERDIDO DR, FLEMING ISLAND, FL 32003-7896 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045850420 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 4585/420 |
| Instrument | 2022017768 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 453 Perdido Dr was $2,053 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,053.00 Homeowner's exemption | $174,810 | $338,339 Land $55,000 Building $283,339 |
| 2023 | $2,229.00 (+8.94%) Homeowner's exemption | $164,936 (+3%) | $317,244 (+32.6%) Land $55,000 Building $262,244 |
| 2022 | $2,046.00 Homeowner's exemption | $160,133 | $239,257 Land $40,000 Building $199,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 453 Perdido Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 453 Perdido Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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