453 McGowan Rd, Ilion, NY 13357 Property Records

Herkimer County and Frankfort Town property record for 453 McGowan Rd, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1962
Square Footage	1,416 sqft Living Area
Lot Size	36,000 sqft (0.826 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2020)
Tax Bill	$2,277.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212689 119.2-3-36`
Alternative APNs	`268911900200030360000000` `196494`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,416 sqft Living Area
1st Floor	1,416 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	36,000 sqft (0.826 acres)
Depth X Width	150 ft x 240 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	624 sqft Garage
Porch	1 Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	196494
Street Address	453 MCGOWAN RD
City	ILION
State	NY
Zip	13357-4801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W R1 MCGOWAN RD
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	HERKIMER NY
Minor Civil Division	FRANKFORT
Census Blockgroup	3
Census Block	3037
Census Tract	10202

Owner

Source: Herkimer County and Frankfort Town records · APN 212689 119.2-3-36

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 MCGOWAN RD, ILION, NY 13357-4801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Deed Doc Number	20204982
Prior Transfer Date	Dec 31, 2015
Prior Transfer Doc	0000001596/000000013
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Nov 04, 2020
Property Address	453 MCGOWAN RD, ILION, NY 13357-4801
Document Number	0020204982
Instrument Date	Oct 29, 2020
Instrument	2020-4982
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	PROSPECT AVE, ILION, NY 13357

Mortgage

Document Number	0020204983
Date	Nov 04, 2020
Instrument	2020-4983

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (+29.89%)	$48,000 (-) Land $12,800 Building $35,200	$104,849 (+11.4%) Land $27,960 Building $76,889
2023		$48,000 Land $12,800 Building $35,200	$94,118 Land $25,098 Building $69,020
2020	$1,753.00

Flood & Wildfire

Our records do not include FEMA flood map data for 453 McGowan Rd; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.