436 McGowan Rd, Ilion, NY 13357 Property Records

Herkimer County and Frankfort Town property record for 436 McGowan Rd, Ilion, NY 13357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1915
Square Footage	1,554 sqft Living Area
Lot Size	25,250 sqft (0.579 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2025)
Tax Bill	$2,491.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212689 119.2-3-15.2`
Alternative APNs	`268911900200030152000000` `187327`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,554 sqft Living Area
1st Floor	903 sqft 1st Floor
2nd Floor	651 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	25,250 sqft (0.579 acres)
Depth X Width	202 ft x 125 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	702 sqft Garage
Porch Area	399 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	187327
Street Address	436 MCGOWAN RD
City	ILION
State	NY
Zip	13357-4800
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E R1 & POOL MCGOWAN RD
Legal Block	3
Legal Lot Number	15.200
Jurisdiction	HERKIMER NY
Minor Civil Division	FRANKFORT
Census Blockgroup	3
Census Block	3023
Census Tract	10202

Owner

Source: Herkimer County and Frankfort Town records · APN 212689 119.2-3-15.2

Assessment roll updated May 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 MCGOWAN RD, ILION, NY 13357-4800
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Aug 27, 2014 · Amount on Record
Deed Doc Number	20254188
Record Refreshed	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Sep 30, 2025
Property Address	436 MCGOWAN RD, ILION, NY 13357-4800
Document Number	RP20254188
Instrument Date	Sep 26, 2025
Instrument	RP2025-4188
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number	RP20254189
Date	Sep 30, 2025
Instrument	RP2025-4189

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,491.00 (+4.8%)	$52,500 (-) Land $11,800 Building $40,700	$114,679 (+0.63%) Land $25,775 Building $88,904
2024	$2,377.00 (+13.84%) Homeowner's exemption	$52,500 (-) Land $11,800 Building $40,700	$113,957 (+10.7%) Land $25,613 Building $88,344
2023		$52,500 Land $11,800 Building $40,700	$102,941 Land $23,137 Building $79,804
2020	$2,088.00

Flood & Wildfire

Our records do not include FEMA flood map data for 436 McGowan Rd; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.