Kenton County property record for 453 Erlanger Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 1932 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 2022) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-12-007.00 |
| Primary APN | 003-30-12-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 453 ERLANGER RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOEPFEL LOTS 2-3 |
| Legal Subdivision | SCHOEPFEL CHAS |
| Legal Lot Number | 2-3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Aug 29, 2022 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 20, 2017 | Warranty Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 202218 |
| Deed Book / Page | 186 / 385 |
| Prior Transfer Date | Mar 20, 2012 |
| Prior Transfer Doc | 0005900149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0005900020 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 401/727 |
| Instrument | 22082905900020 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 29, 2022 |
| Property Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0005900018 |
| Book / Page | 186 / 385 |
| Map Reference | MB 206 PG 641 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 22082905900018 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2860 LAWRENCEBURG FERRY RD, PETERSBURG, KY 41080-8706 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0005900019 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 401/710 |
| Instrument | 22082905900019 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2020 |
| Property Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000025 |
| Book / Page | 000032 / 000676 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 25 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 LAWRENCEBURG FERRY RD PETERSBURG KY 41080, PETERSBURG, KY 41080 |
| Document Number | 26 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000123 |
| Instrument | 26 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000026 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 453 ERLANGER RD ERLANGER KY 410181427, ERLANGER, KY 41018-1427 |
| Document Number | 0000000026 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000123 |
| Instrument | 26 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 453 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000113 |
| Book / Page | 0C6297 / 000272 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 113 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 ERLANGER RD ERLANGER KY 410181427, ERLANGER, KY 41018-1427 |
| Investor | Possibly a Property Investor |
| Document Number | 114 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 0C6297/000274 |
| Instrument | 114 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Document Number | 115, |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 0C6297/000291 |
| Instrument | 115 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 41018 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 19, 2027 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $20,000 Building $180,000 | $200,000 (-) Land $20,000 Building $180,000 | |
| 2025 | $2,638.00 (+1.54%) | $200,000 (-) Land $20,000 Building $180,000 | $200,000 (-) Land $20,000 Building $180,000 |
| 2023 | $2,598.00 | $200,000 Land $20,000 Building $180,000 | $200,000 Land $20,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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