Kenton County property record for 449 Erlanger Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,138 sqft · built 1958 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Dec 2023) |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-12-008.00 |
| Primary APN | 003-30-12-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,138 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 175 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 449 ERLANGER RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOEPFEL LOT 1 |
| Legal Subdivision | SCHOEPFEL CHAS |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64400 |
449 Erlanger Rd is owned and occupied by an individual who bought it in December 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| May 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Dec 30, 2013 · Amount on File |
| Deed Document Number | 2023264 |
| Deed Book / Page | 263 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 449 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0005900265 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | KCM 517/399 |
| Instrument | 23122805900265 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 10, 2017 |
| Property Address | 449 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000168 |
| Book / Page | 0C6155 / 000253 |
| Instrument Date | May 8, 2017 |
| Instrument | 168 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Title Company | NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 ERLANGER RD ERLANGER KY 410181427, ERLANGER, KY 41018-1427 |
| Document Number | 169 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 0C6155/000256 |
| Instrument | 169 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 10, 2017 |
| Property Address | 449 ERLANGER RD, ERLANGER, KY 41018-1427 |
| Document Number | 0000000167 |
| Book / Page | 0C6155 / 000250 |
| Instrument Date | May 3, 2017 |
| Instrument | 167 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13037 SIERRA VIEW DR FORT WORTH TX 762441815, FORT WORTH, TX 76244-1815 |
The 2025 property tax bill for 449 Erlanger Rd was $2,136.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,000 (-) Land $25,000 Building $137,000 | $162,000 (-) Land $25,000 Building $137,000 | |
| 2025 | $2,136.00 | $162,000 Land $25,000 Building $137,000 | $162,000 Land $25,000 Building $137,000 |
| 2023 | $2,292.00 | $176,500 Land $25,000 Building $151,500 | $176,500 Land $25,000 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Erlanger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 449 Erlanger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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