453 Emerson Ln, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 453 Emerson Ln, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	3,829 sqft · built 2002
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Apr 2019)
Tax Bill	$18,933 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-02705-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`01-02705-0000-00008`
Alternative APN	`010270500008`

Interior

Stories	2 Stories
Building Area	3,829 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	379 ft deep x 110 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	453 EMERSON LN
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 272 1
Legal Subdivision	WARREN TOWNSHIP
Legal Block	2705
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2002
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 25, 2019	Deed, Transfer SUNNYSIDE TITLE
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	2019312083
Deed Book / Page	6319 / 2034
Prior Transfer Date	Sep 28, 1994
Prior Transfer Doc	0000013700
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	BESPOKE TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146992205
Date	May 22, 2020
Book Page	14699/2205
Instrument	691925

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149572809
Date	May 10, 2021
Book Page	14957/2809
Instrument	11555

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 25, 2019
Property Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309
Document Number	0063192034
Book / Page	6319 / 2034
Instrument Date	Mar 22, 2019
Instrument	312083
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$7,729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BEECHWOOD LN, 3, BERKELEY HEIGHTS, NJ 07922-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	453 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2309
Document Number	0143070432
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	453 EMERSON LN BERKELEY HEIGHTS NJ 079222309, BERKELEY HEIGHTS, NJ 07922-2309

Mortgage

Document Number	0143070432
Date	Jul 26, 2017
Book Page	014307/000432
Instrument	643726

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,200 (-) Land $108,500 Building $321,700	$430,200 (-) Land $108,500 Building $321,700
2025	$18,933.00 (+2.66%)	$430,200 (-) Land $108,500 Building $321,700	$430,200 (-) Land $108,500 Building $321,700
2024	$18,442.00 (+2.09%)
2023		$430,200 Land $108,500 Building $321,700	$430,200 Land $108,500 Building $321,700
2022	$18,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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