Union County and Berkeley Heights Township property record for 428 Emerson Ln, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 1966 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jul 2001) |
| Tax Bill | $11,443 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02703-0000-00014 |
| Primary APN | 01-02703-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,386 sqft (0.468 acres) |
| Lot Dimensions | 208 ft deep x 98 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 428 EMERSON LN |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | ADDITIONAL LOTS: 271 14 |
| Legal Subdivision | BERKELEY HEIGHTS |
| Legal Block | 2703 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 38202 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2001 · Amount on Record |
| Deed Sale | Jul 6, 2001 · Amount on Record |
| Deed Document Number | 200196062 |
| Deed Book / Page | 5138 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 428 EMERSON LN, BERKELEY HEIGHTS, NJ 07922-2358 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | CHURCHILL TITLE SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0148842194 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 14884/2194 |
| Instrument | 4180 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,000 (-) Land $119,000 Building $141,000 | $260,000 (-) Land $119,000 Building $141,000 | |
| 2025 | $11,443.00 (+2.66%) | $260,000 (-) Land $119,000 Building $141,000 | $260,000 (-) Land $119,000 Building $141,000 |
| 2024 | $11,146.00 (+2.1%) | ||
| 2023 | $260,000 Land $119,000 Building $141,000 | $260,000 Land $119,000 Building $141,000 | |
| 2022 | $10,917.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (1979–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum, T-Mobile.
5G (outdoors only) and 4G LTE
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