453 E San Pedro St, Merced, CA 95341 Property Records

Merced County property record for 453 E San Pedro St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 2016
Lot Size	0.14 acres (6,081 sqft)
Owner	2 Company Names on File
Last Sale	$271,000 (May 2019)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`259-282-006-000`

Property Details

APN / Parcel Number

Primary APN	`259-282-006-000`
Alternative APN	`259-282-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,081 sqft (0.14 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-282-006
Street Address	453 E SAN PEDRO ST
City	MERCED
State	CA
Zip	95341-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	THE MEADOWS LOT 29
Legal Subdivision	MEADOWS
Legal Lot Number	29
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1015
Census Tract	1604

Owner

453 E San Pedro St is owned by a company that acquired it in March 2025 and is owner-occupied.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
May 17, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 18, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	201914198
Last Transfer Date	Mar 3, 2025
Transfer Doc	0000007123
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043

Mortgage

Document Number	0000041422
Date	Nov 10, 2020
Instrument	2020041422

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75061

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043
Document Number	0000004794
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	453 E SAN PEDRO ST MERCED CA 953417043, MERCED, CA 95341-7043

Mortgage

Document Number	0000004794
Date	Feb 11, 2020
Instrument	4794

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 17, 2019
Property Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043
Document Number	0000014198
Instrument Date	May 7, 2019
Instrument	14198
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.10
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	453 E SAN PEDRO ST MERCED CA 953417043, MERCED, CA 95341-7043

Mortgage

Document Number	14199
Date	May 17, 2019
Instrument	14199

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 18, 2017
Property Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043
Document Number	0000012183
Map Reference	VOL 73 PG 42-45
Instrument Date	Feb 6, 2017
Instrument	2017-012183
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	453 E SAN PEDRO ST, MERCED, CA 95341-7043

Mortgage

Document Number	0000012184
Date	Apr 18, 2017
Instrument	2017-012184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 453 E San Pedro St was $2,102 with a veteran's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,347 (+2%) Land $62,578 Building $245,769
2025	$2,102.00 Disabled Person's exemption Veteran's exemption Additional exemption filed	$302,301 Land $61,351 Building $240,950
2023	$2,100.00 (-2.19%) Disabled Person's exemption Veteran's exemption Additional exemption filed	$290,565 Land $58,970 Building $231,595
2022	$2,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 453 E San Pedro St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 E San Pedro St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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