453 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 453 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,060 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$1,192,100 (Jun 2019)
Tax Bill	$15,101 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249014-1190`

Property Details

APN / Parcel Number

Primary APN	`249014-1190`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	5,060 sqft Living Area
Gross Area	6,916 sqft
1st Floor Area	4,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	1,257 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,078 sqft
Porch	Finished Screened Porch
Porch Area	998 sqft
Patio Area	651 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	453 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 119 OR4737/438 & 5214/1796(Q/C)
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	119
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

453 E Kesley Ln is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 7, 2019	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Deed Document Number	201939689
Deed Book / Page	4737 / 438
Last Transfer Date	Feb 15, 2021
Transfer Doc	0052141796
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296

Mortgage

Document Number	0055861210
Date	Jun 28, 2022
Book Page	5586/1210
Instrument	2022063599

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050261028
Date	Aug 26, 2020
Book Page	5026/1028
Instrument	2020072026

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2021
Property Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0052141796
Book / Page	5214 / 1796
Map Reference	MB 54 PG 74-87
Instrument Date	Feb 15, 2021
Instrument	2021031753
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 7, 2019
Property Address	453 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0047370438
Book / Page	004737 / 000438
Instrument Date	Jun 4, 2019
Instrument	39689
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,344.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 E KESLEY LN ST JOHNS FL 322596296, ST JOHNS, FL 32259-6296

Mortgage

Document Number	47370439
Date	Jun 7, 2019
Book Page	004737/000439
Instrument	39690

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 453 E Kesley Ln was $15,101 with a homeowner's exemption, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,073,181 (+2.7%)	$1,218,844 (-2.34%) Land $220,000 Building $998,844
2025	$15,101.00 (+10.97%) Homeowner's exemption	$1,044,967	$1,247,991 Land $220,000 Building $1,027,991
2024	$13,608.00 (+4.23%)
2023	$13,056.00 (+2.22%) Homeowner's exemption	$985,939 (+3%)	$1,142,608 (+0.32%) Land $215,000 Building $927,608
2022	$12,772.00 Homeowner's exemption	$957,222	$1,138,923 Land $179,200 Building $959,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 453 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 453 E Kesley Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Kesley Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures