449 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 449 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 5,684 sqft · built 2013
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Mar 2019)
Tax Bill	$15,547 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-1200`

Property Details

APN / Parcel Number

Primary APN	`249014-1200`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Plumbing Fixtures	29 Plumbing Fixtures
Stories	1 Story
Building Area	5,684 sqft Living Area
Gross Area	7,605 sqft
1st Floor Area	4,463 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	1,921 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	432 sqft
Porch	Finished/Open Porch
Porch Area	806 sqft
Deck Area	Deck Area
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	449 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 120 OR4687/1378
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	120
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

449 E Kesley Ln is owned and occupied by two individuals who bought it in March 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Mar 1, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Feb 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	201914134
Deed Book / Page	4687 / 1378
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0045041781
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	449 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049021036
Date	Mar 16, 2020
Book Page	4902/1036
Instrument	2020020816

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2019
Property Address	449 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0046871378
Book / Page	004687 / 001378
Instrument Date	Feb 28, 2019
Instrument	14134
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 E KESLEY LN ST JOHNS FL 322596296, ST JOHNS, FL 32259-6296

Mortgage

Document Number	46871380
Date	Mar 1, 2019
Book Page	004687/001380
Instrument	14135

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 19, 2018
Property Address	449 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0045041781
Book / Page	004504 / 001781
Instrument Date	Feb 15, 2018
Instrument	10992
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	449 E KESLEY LN ST JOHNS FL 322596296, ST JOHNS, FL 32259-6296

Tax Assessment & Valuation

The 2025 property tax bill for 449 E Kesley Ln was $15,547 with a homeowner's exemption, up 10.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,528 (+2.7%)	$1,282,049 (-3.97%) Land $220,000 Building $1,062,049
2025	$15,547.00 (+10.76%) Homeowner's exemption	$1,057,963 (+2.9%)	$1,335,076 (+8.05%) Land $220,000 Building $1,115,076
2024	$14,037.00 (+4.1%) Homeowner's exemption	$1,028,147 (+3%)	$1,235,614 (+0.42%) Land $215,000 Building $1,020,614
2023	$13,484.00 (+2.18%) Homeowner's exemption	$998,201 (+3%)	$1,230,394 (-0.68%) Land $215,000 Building $1,015,394
2022	$13,196.00 Homeowner's exemption	$969,127	$1,238,848 Land $179,200 Building $1,059,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 E Kesley Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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