453 E Jersey St, Elizabeth, NJ 07206 Property Records

Union County and Elizabeth City property record for 453 E Jersey St, Elizabeth, NJ 07206

Property Summary

Property Type	Single Family Home
Details	2,235 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jul 2015)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00003-0000-00243`

Property Details

APN / Parcel Number

Primary APN	`04 00003-0000-00243`
Alternative APNs	`04-00676-0000-00041` `040000300243`

Interior

Stories	4 Stories
Building Area	2,235 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Triplex
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400003000000243
Street Address	453 E JERSEY ST
City	ELIZABETHPORT
State	NJ
Zip	07206-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEW MFG TOWN/ELIZABETHPORT
Legal Block	676
Legal Lot Number	41
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2005
Census Tract	30200

Owner

453 E Jersey St is owned by an individual who bought it in July 2015.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	208 JUSTIN AVE, STATEN ISLAND, NY 10306-3744
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2015 · Amount on File
Deed Sale	Jul 21, 2015 · Amount on File
Prior Sale	Dec 24, 2007 · Amount on File
Deed Book / Page	6069 / 844
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	453 E JERSEY ST, ELIZABETH, NJ 07206-1318
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIT AGCY LLC, FIT AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149702249
Date	May 24, 2021
Book Page	14970/2249
Instrument	12768

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	453 E JERSEY ST, ELIZABETH, NJ 07206-1318
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144090088
Date	Feb 21, 2018
Book Page	14409/0088
Instrument	654035

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 453 E Jersey St was $8,494, up 4.9% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,100 (-) Land $128,300 Building $292,800	$421,100 (-) Land $128,300 Building $292,800
2025	$8,494.00 (+4.85%)	$421,100 Land $128,300 Building $292,800	$421,100 Land $128,300 Building $292,800
2024	$8,101.00
2023		$25,500 Land $6,600 Building $18,900	$25,500 Land $6,600 Building $18,900
2022	$7,797.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 453 E Jersey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 453 E Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,011 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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