446 E Jersey St, Elizabeth, NJ 07206 Property Records

Union County and Elizabeth City property record for 446 E Jersey St, Elizabeth, NJ 07206

Property Summary

Property Type	Single Family Home
Details	2,360 sqft · built 2019
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2019)
Tax Bill	$13,050 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00003-0000-00309-B`

Property Details

APN / Parcel Number

Primary APN	`04 00003-0000-00309-B`
Alternative APN	`04-00677-0000-00006-01`

Interior

Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400003000000309B
Street Address	446 E JERSEY ST
City	ELIZABETHPORT
State	NJ
Zip	07206-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: SUBDIV 3-309
Legal Block	677
Legal Lot Number	6.1
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2004
Census Tract	30200

Owner

446 E Jersey St is owned and occupied by an individual who bought it in July 2019.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	446 E JERSEY ST, ELIZABETHPORT, NJ 07206-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 22, 2019	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	2019315148
Deed Book / Page	6332 / 2111
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	446 E JERSEY ST, ELIZABETH, NJ 07206-1306
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0153072380
Date	Nov 29, 2022
Book Page	15307/2380
Instrument	45883

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 22, 2019
Property Address	446 E JERSEY ST, ELIZABETHPORT, NJ 07206-1306
Document Number	0063322111
Book / Page	006332 / 002111
Instrument Date	Jul 15, 2019
Instrument	315148
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 E JERSEY ST ELIZABETH NJ 072061306, ELIZABETH, NJ 07206-1306

Mortgage

Document Number	145762681
Date	Jul 22, 2019
Book Page	014576/002681
Instrument	675754

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 446 E Jersey St was $13,050, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,000 (-) Land $142,500 Building $504,500	$647,000 (-) Land $142,500 Building $504,500
2025	$13,050.00 (+4.84%)	$647,000 Land $142,500 Building $504,500	$647,000 Land $142,500 Building $504,500
2024	$12,448.00
2023		$5,500	$44,600 Land $5,500 Building $39,100
2022	$1,681.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 446 E Jersey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 E Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,011 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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